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Accidental approval Truist CC

mark3038
Established Contributor

Accidental approval Truist CC

I went onto the Truist site today to see what my BB&T credit cards will be replaced with. I didn't realize that I was signed into the site from my BB&T checking, savings and credit card accounts. I am really trying to just be in the garden for the next two years. The only thing I will be applying for is SP CLI's. 

 

I had to just check a few boxes so I could see the terms of the new cards. I had no intention of applying as I said due to me being in the garden for the last month and am not looking for new CC's over the next two years. Anyway, I checked the boxes to agree to the site terms. The next thing I knew I just applied for a new Trusit CC. Wait, what? See below approval. It does not say how much the CL will be but I am guessing it will be in line with all my other BB&T cards and all my Suntrust CC's too. Sheesh, this makes 3 new cards for me in November 2021. So much for being in the garden. Imagine if I was not in the garden LOL. Oh well

Thanks

Marktruist.jpg

Please note; My postings are my opinion only. They may be fact or fiction. You can accept them or reject them. Thanks, Mark
Message 1 of 25
24 REPLIES 24
SoCalGardener
Established Contributor

Re: Accidental approval Truist CC

Well, congratulations on the new card....but assuming it did a hard pull and you didn't anticipate that, I don't know. Are you absolutely sure there was no indication that you were actually *applying* for a card? I'd be really upset if that happened to me. In fact, I'd request the HP be removed from my reports.

 

With three new cards just in November, you'd do well to garden for a couple of years! Smiley Very Happy  Come join us. It's nice in the garden...

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardAmerican Express Platinum CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver Visa CardCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards CardSynchrony Home Card
Message 2 of 25
mark3038
Established Contributor

Re: Accidental approval Truist CC


@SoCalGardener wrote:

Well, congratulations on the new card....but assuming it did a hard pull and you didn't anticipate that, I don't know. Are you absolutely sure there was no indication that you were actually *applying* for a card? I'd be really upset if that happened to me. In fact, I'd request the HP be removed from my reports.

 

With three new cards just in November, you'd do well to garden for a couple of years! Smiley Very Happy  Come join us. It's nice in the garden...


I never was notified by any of the three agencies that a HP was done. I will check the three reports over the next week to see if it shows up.. In the past BB&T I think did a SP but I can not be sure. Anyway, it was probably my fault. That is what I get for trying to do things in the morning before my two cups of coffee hehehe

Thanks

Mark

Please note; My postings are my opinion only. They may be fact or fiction. You can accept them or reject them. Thanks, Mark
Message 3 of 25
CreditMagic7
Super Contributor

Re: Accidental approval Truist CC

Congratulations on accidently adding a new approval!!

Message 4 of 25
Ilinferno
Frequent Contributor

Re: Accidental approval Truist CC

Doing things before having your coffee is definitely not recommended. Either way congrats on your approval!

Message 5 of 25
SoCalGardener
Established Contributor

Re: Accidental approval Truist CC


@mark3038 wrote:

@SoCalGardener wrote:

Well, congratulations on the new card....but assuming it did a hard pull and you didn't anticipate that, I don't know. Are you absolutely sure there was no indication that you were actually *applying* for a card? I'd be really upset if that happened to me. In fact, I'd request the HP be removed from my reports.

 

With three new cards just in November, you'd do well to garden for a couple of years! Smiley Very Happy  Come join us. It's nice in the garden...


I never was notified by any of the three agencies that a HP was done. I will check the three reports over the next week to see if it shows up.. In the past BB&T I think did a SP but I can not be sure. Anyway, it was probably my fault. That is what I get for trying to do things in the morning before my two cups of coffee hehehe

 


I hear you on the coffee thing!! Smiley Very Happy

 

So it sounds like it may not have involved a hard pull at all. If so, yay!!  A new card and no HP. Nice. Smiley Happy

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardAmerican Express Platinum CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver Visa CardCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards CardSynchrony Home Card
Message 6 of 25
CreditAggie
Super Contributor

Re: Accidental approval Truist CC

Congratulations on your Truist approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24 month):


Banks & CUs:

Goal Cards:



Message 7 of 25
Elpadrino1
Established Contributor

Re: Accidental approval Truist CC

Congratulations on your approval!!

Message 8 of 25
TSlop
Valued Contributor

Re: Accidental approval Truist CC

Congrats on your approval?


Message 9 of 25
collics
Established Contributor

Re: Accidental approval Truist CC

Now Mark how did you 'accidentally' apply for a credit card? Smiley LOL

Congrats!! 

BK 7 Discharged May 2014

FICO8s Dec 2019

FICO8s Nov 2 2021



Message 10 of 25
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