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Whoa! Awesome approval, @JNA1, and thanks for those additional data points!
Very nice approval and SL! Enjoy!
Did you have to provide income verification when joining and/or while being approved for this card? Congrats on huge SL and low APR
@Eyepinpools wrote:Did you have to provide income verification when joining and/or while being approved for this card? Congrats on huge SL and low APR
I did not, which is unusual, from other DPs and approval threads. I have to think making regular deposits to the checking and savings account probably helped me in that regard. It seems like most people I've seen here join and apply for te card at the same time. I've had much better luck joining, throwing some cash in account or two for several months and then applying after I got preapprovals. My Navy Federal card and this one have been my two largest SLs, and I used the same tactic on both.
Congrats @JNA1 and thank you for all the data points. Huge SL.
Wondering...is a preapproval and applying through that preapproval still a hard pull? How did you apply if I may ask?
Thanks!
bizcredit11
Congrats on your Affinity Cash Rewards approval
Congrats on the massive approval!
@bizcredit11 wrote:Congrats @JNA1 and thank you for all the data points. Huge SL.
Wondering...is a preapproval and applying through that preapproval still a hard pull? How did you apply if I may ask?
Thanks!
bizcredit11
Yes, it is still a HP, even though I accepted the pre-approved offer. I app'd Tues and the HP happened instantly, and I got approved yesterday evening.
@JNA1 wrote:So I totally blame a good friend and @Taurus22 that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!
This approval officially puts me the $200K Club as well!
DPs:
0/6, 2/12, and 9/24 new accounts at time of app
F8 EX score - 778
110K incomeI had 11 CCs - TCL $188K (prior to app)
2% utilization
21% DTI
I've been an Affinity member for 5 months.
Affinity sends out preapprovals quarterly, and these were first I've gotten.
I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times.
This is terrific! You beat me to it, I applied last night after Citi Approval. I did not had a preapproval, only opened Checking and savings last month. The app said approved bit no other info. I have emailed the docs requested but hopefully I will know only on Tuesday or Wednesday as Monday is holiday for them..
@arunkumarmm wrote:
@JNA1 wrote:So I totally blame a good friend and @Taurus22 that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!
This approval officially puts me the $200K Club as well!
DPs:
0/6, 2/12, and 9/24 new accounts at time of app
F8 EX score - 778
110K incomeI had 11 CCs - TCL $188K (prior to app)
2% utilization
21% DTI
I've been an Affinity member for 5 months.
Affinity sends out preapprovals quarterly, and these were first I've gotten.
I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times.
This is terrific! You beat me to it, I applied last night after Citi Approval. I did not had a preapproval, only opened Checking and savings last month. The app said approved bit no other info. I have emailed the docs requested but hopefully I will know only on Tuesday or Wednesday as Monday is holiday for them..
Congrats! After I sent my signed the Docusign documents in, the card account showed up in my banking app later that evening.
@JNA1 wrote:
@arunkumarmm wrote:
@JNA1 wrote:So I totally blame a good friend and @Taurus22 that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!
This approval officially puts me the $200K Club as well!
DPs:
0/6, 2/12, and 9/24 new accounts at time of app
F8 EX score - 778
110K incomeI had 11 CCs - TCL $188K (prior to app)
2% utilization
21% DTI
I've been an Affinity member for 5 months.
Affinity sends out preapprovals quarterly, and these were first I've gotten.
I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times.
This is terrific! You beat me to it, I applied last night after Citi Approval. I did not had a preapproval, only opened Checking and savings last month. The app said approved bit no other info. I have emailed the docs requested but hopefully I will know only on Tuesday or Wednesday as Monday is holiday for them..
Congrats! After I sent my signed the Docusign documents in, the card account showed up in my banking app later that evening.
Not the docusign yet. Have sent the paystubs for the conditional approval. I asked if they can tell me the SL or APR and they said they dont know yet!