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Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!

Crowhelm
Frequent Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!


@JNA1 wrote:

So I totally blame a good friend and @Taurus22  that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!

 

This approval officially puts me the $200K Club as well! 

DPs: 

0/6, 2/12, and 9/24 new accounts at time of app

F8 EX score - 778
110K income 

I had 11 CCs - TCL $188K (prior to app)

2% utilization

21% DTI  

 

I've been an Affinity member for 5 months.

 

Affinity sends out preapprovals quarterly, and these were first I've gotten. 


I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times. 

 

14FF4E1A-1754-4778-B73B-7BBDD5703A49.png

 

81EFE3EA-EE9D-4575-8E68-1CE802DA5518.jpeg

 


Wow, congrats on a terrific approval. That is an insane starting limit. Yeah, the Flex won't give you that. So good move. Is there a limit on the 5% on this card?



Fico 8 Scores
Experian 756
Equifax 756
TransUnion 781
Goal score: 825+
Cash Back , Sign Up Bonuses and Gift cards earned as of 10/15/21- $2249.44 (only shows redeemed cashback and subs)

Next cards I will apply for and maybe
Message 31 of 51
Taurus22
Valued Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!


@Crowhelm wrote:

@JNA1 wrote:

So I totally blame a good friend and @Taurus22  that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!

 

This approval officially puts me the $200K Club as well! 

DPs: 

0/6, 2/12, and 9/24 new accounts at time of app

F8 EX score - 778
110K income 

I had 11 CCs - TCL $188K (prior to app)

2% utilization

21% DTI  

 

I've been an Affinity member for 5 months.

 

Affinity sends out preapprovals quarterly, and these were first I've gotten. 


I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times. 

 

14FF4E1A-1754-4778-B73B-7BBDD5703A49.png

 

81EFE3EA-EE9D-4575-8E68-1CE802DA5518.jpeg

 


Wow, congrats on a terrific approval. That is an insane starting limit. Yeah, the Flex won't give you that. So good move. Is there a limit on the 5% on this card?


@Crowhelm   $3500 per month on Amazon and quarterly categories

Current Wallet
Sock Drawered

On Deck:
Message 32 of 51
Rebuild2019
Valued Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!

Congratulations 🎉🎈🎊 on your approval.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 33 of 51
Crowhelm
Frequent Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!


@Taurus22 wrote:

@Crowhelm wrote:

@JNA1 wrote:

So I totally blame a good friend and @Taurus22  that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!

 

This approval officially puts me the $200K Club as well! 

DPs: 

0/6, 2/12, and 9/24 new accounts at time of app

F8 EX score - 778
110K income 

I had 11 CCs - TCL $188K (prior to app)

2% utilization

21% DTI  

 

I've been an Affinity member for 5 months.

 

Affinity sends out preapprovals quarterly, and these were first I've gotten. 


I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times. 

 

14FF4E1A-1754-4778-B73B-7BBDD5703A49.png

 

81EFE3EA-EE9D-4575-8E68-1CE802DA5518.jpeg

 


Wow, congrats on a terrific approval. That is an insane starting limit. Yeah, the Flex won't give you that. So good move. Is there a limit on the 5% on this card?


@Crowhelm   $3500 per month on Amazon and quarterly categories


Nice, of course, I do have the Amazon card but you say other categories. Home improvement? That would be awesome



Fico 8 Scores
Experian 756
Equifax 756
TransUnion 781
Goal score: 825+
Cash Back , Sign Up Bonuses and Gift cards earned as of 10/15/21- $2249.44 (only shows redeemed cashback and subs)

Next cards I will apply for and maybe
Message 34 of 51
arunkumarmm
Regular Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!


@Crowhelm wrote:

@Taurus22 wrote:

@Crowhelm wrote:

@JNA1 wrote:

So I totally blame a good friend and @Taurus22  that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!

 

This approval officially puts me the $200K Club as well! 

DPs: 

0/6, 2/12, and 9/24 new accounts at time of app

F8 EX score - 778
110K income 

I had 11 CCs - TCL $188K (prior to app)

2% utilization

21% DTI  

 

I've been an Affinity member for 5 months.

 

Affinity sends out preapprovals quarterly, and these were first I've gotten. 


I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times. 

 

14FF4E1A-1754-4778-B73B-7BBDD5703A49.png

 

81EFE3EA-EE9D-4575-8E68-1CE802DA5518.jpeg

 


Wow, congrats on a terrific approval. That is an insane starting limit. Yeah, the Flex won't give you that. So good move. Is there a limit on the 5% on this card?


@Crowhelm   $3500 per month on Amazon and quarterly categories


Nice, of course, I do have the Amazon card but you say other categories. Home improvement? That would be awesome


The rotating categories are in addition to the base earnings. So this quarter will give you 10% on Amazon , Not just 5%

Message 35 of 51
Crowhelm
Frequent Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!


@arunkumarmm wrote:

@Crowhelm wrote:

@Taurus22 wrote:

@Crowhelm wrote:

@JNA1 wrote:

So I totally blame a good friend and @Taurus22  that already have this card for this awesomeness! 😂 I joined Affinity around 5 months ago and threw $2500 in their SmartStart 2% Savings Account, with the full intention of app’ing for this card in Jan or Feb AFTER getting 4/24 and going for the Freedom Flex. However, on Oct 1st when Affinity updated their prespproved offers, they gave me a 12.5% offer up to $32,500. You can’t dangle that kind of carrot in front of me, man!! 😂
So I decided to app, fully expecting to get a lesser offer. I apped Tues, and this evening after 3 agonizing days of waiting, I got a Docusign form to sign, and the account showed up on my app tonight. I’m ecstatic with this SL and I’m glad to wait on the Chase card a bit longer to get this great card at that SL!

 

This approval officially puts me the $200K Club as well! 

DPs: 

0/6, 2/12, and 9/24 new accounts at time of app

F8 EX score - 778
110K income 

I had 11 CCs - TCL $188K (prior to app)

2% utilization

21% DTI  

 

I've been an Affinity member for 5 months.

 

Affinity sends out preapprovals quarterly, and these were first I've gotten. 


I opened a SmartStart 2% Savings account and 1% Cash Back Debit Checking right after I joined, though I've only used the debit card a couple of times. 

 

14FF4E1A-1754-4778-B73B-7BBDD5703A49.png

 

81EFE3EA-EE9D-4575-8E68-1CE802DA5518.jpeg

 


Wow, congrats on a terrific approval. That is an insane starting limit. Yeah, the Flex won't give you that. So good move. Is there a limit on the 5% on this card?


@Crowhelm   $3500 per month on Amazon and quarterly categories


Nice, of course, I do have the Amazon card but you say other categories. Home improvement? That would be awesome


The rotating categories are in addition to the base earnings. So this quarter will give you 10% on Amazon , Not just 5%


Wow, very nice and thanks for the info



Fico 8 Scores
Experian 756
Equifax 756
TransUnion 781
Goal score: 825+
Cash Back , Sign Up Bonuses and Gift cards earned as of 10/15/21- $2249.44 (only shows redeemed cashback and subs)

Next cards I will apply for and maybe
Message 36 of 51
ChargedUp
Valued Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!

Congrats on one helluva SL!

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($27K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($14K), NASAFCU Rewards Visa ($20K), BOC/Elan Max Cash MC ($25K), BoA Business Customized Cash Rewards MC ($8k)
Message 37 of 51
JNA1
Valued Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!

It’s here!!!😂😂


I was approved Thurs evening, so I figured with yesterday being a holiday I would be lucky to see it by the end of this week

819CFC65-73B6-464E-A997-2F20E7412E24.jpeg

 

Our credit card journey started 3/2018

Hover over cards to see limits and usage.
Total CL - $347,250
Cash Back and SUBs earned as of 10/1/21- $6823.23

CU Memberships

Goal Cards:


Message 38 of 51
PullingMeSoftly
Established Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!

@JNA1 Huge congrats, that is a fat SL. This will be a great card to anchor your lineup, nicely done!









Message 39 of 51
Crowhelm
Frequent Contributor

Re: Affinity Cash Rewards Approval - $32,500 SL @ 12.5%!


@JNA1 wrote:

It’s here!!!😂😂


I was approved Thurs evening, so I figured with yesterday being a holiday I would be lucky to see it by the end of this week

819CFC65-73B6-464E-A997-2F20E7412E24.jpeg

 


Congrats again. Itching to get this one as well. Wondering if I need to wait or can I still go for it? I guess if I like a bigger CL I'll better do what you did. My wife got her Custom Cash and the two Freedom Flex cards today as well. The Freedom Flex is still old-style, with embossed numbers on the front of the card.



Fico 8 Scores
Experian 756
Equifax 756
TransUnion 781
Goal score: 825+
Cash Back , Sign Up Bonuses and Gift cards earned as of 10/15/21- $2249.44 (only shows redeemed cashback and subs)

Next cards I will apply for and maybe
Message 40 of 51
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