Affinity Cash Rewards Auto CLI

TheRedHat · ‎01-12-2023

Was logging in today to update my address information since I'm moving soon and noticed that I received an auto CLI from $5,000 to $8,000!

Some data points:

Length of time with card: 1 year

This card's credit utilization: 0%

Overall credit utilization: 11%

FICO 8 Scores EQ/TU/EX: 708/705/702

New accounts: 2/6

Last update: 4/8/2024
Chopping Block:

Goal Cards

EAT_SLEEP_JEEP · ‎01-13-2023

congrats on the auto cli

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/WELLS FARGO AUTOGRAPH $8200 CL /

SOCK DRAWERED/ FNBO JEEP CARD $7700/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700

JoeRockhead · ‎01-13-2023

Auto CLIs are one of the best surprises one can get in the credit world, congrats on yours!!

cashorcharge · ‎01-13-2023

WooHoo!! Congratulations on your Affinity Approval!!👏🏼🍾🥂

KingRue8500 · ‎01-13-2023

Congrats on your Affinity Cash Rewards Auto CLI

ZackAttack · ‎01-13-2023

@TheRedHat wrote:
Was logging in today to update my address information since I'm moving soon and noticed that I received an auto CLI from $5,000 to $8,000!

Some data points:
Length of time with card: 1 year
This card's credit utilization: 0%
Overall credit utilization: 11%
FICO 8 Scores EQ/TU/EX: 708/705/702
New accounts: 2/6

You know, after I saw this post I had my Affinity FCU Card since the end of Dec 2021. I just happen to look and I got the auto CL from 5k to 7k

Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023

SweetCreditObsession · ‎01-13-2023

🎊 Congratulations on the auto-CLI! What were you spend patterns on the card?

(+102) |

(+106) |

TheRedHat · ‎01-14-2023

I would mostly use it for Amazon purchases. I did carry a balance from time to time but would pay it off completely after a few months. Also, to add, they just sent me an email and gave me a 0% APR for purchases for all of this year, so I'm taking advantage of that, too!

Last update: 4/8/2024
Chopping Block:

Goal Cards

KLEXH25 · ‎01-14-2023

Congratulations on your suprise Auto CLI! AFCU seems to do this around the one year mark (that's when I got mine too).

OmarGB9 · ‎01-14-2023

Congrats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores: