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Affinity FCU Cash Rewards VS $25K

coldfusion
Community Leader
Super Contributor

Affinity FCU Cash Rewards VS $25K

 

I joined Affinity a few months ago expecting at some point to app for the Cash Rewards card as protection in case Synchrony decided to AA me - my Amazon card gets pretty heavy use, the other SYNC cards not so much nowadays.  Most of you who are already members have probably noticed they've recently upped their game trolling to apply for one of their cards for the upcoming holidays and I broke down and applied on the night of 11/10 with an immediate HP on EX.    Scores in my signature are accurate, the inquiry did not trigger a change in score.

 

The response claimed 1-2 day turnaround but recent comments here point to slow turnaround due to their being inundated with apps - I finally heard Monday night (11/22 - 7 full business days) that I had a $25K conditional approval pending receipt of my last paystub with request to acknowledge acceptance of the offer.  Forwarded as requested, and approval confirmed this morning.



(11/2021)
FICO 8 (EX) 806 (TU) 833 (EQ) 827
FICO 9 (EX) 828 (TU) 841 (EQ) 842

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 1 of 35
34 REPLIES 34
coreyb80
Senior Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congrats on the solid approval!

Message 2 of 35
justjac2
Regular Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congratulations!!



Thanks for the Memories: BB&T Travel (Dec 2019-Nov 2021) / Merrick (Aug 2019-Nov 2021)

FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Newest Memberships: Affinity FCU / GTE (+CC, Auto Refi) / US Alliance (+CC) Nov 2021.
Next steps: Garden 12-24 months, obtain CC with $25K SL (Elan Max Cash, Affinity Cash Rewards, or X1)
Message 3 of 35
M_Smart007
Epic Contributor

Re: Affinity FCU Cash Rewards VS $25K

@coldfusion, Congratulations, Very nice Affinity approval 🥳🥳🥳

Message 4 of 35
TSlop
Valued Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congrats on your approval!


Message 5 of 35
BigBS
Valued Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congrats on the approval! Did you add the LOC with the same pull?

Score: EQ(805) EX(800) TU(810)
INQs: EQ(4) EX(7) TU(5)
Last INQ: 01Nov 21

Total Credit Limit - $1.5M

Message 6 of 35
tcbofade
Community Leader
Super Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congrats!  Yay you!


12/01/21 Fico 8: EX 746, EQ 766, TU 760.
11/03/21 Fico 9: EX 745, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 7 of 35
simplynoir
Community Leader
Super Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congrats on the approval there!

And it's okay the urge hits all of us at one point or another 😂

Message 8 of 35
calyx
Super Contributor

Re: Affinity FCU Cash Rewards VS $25K

Congrats!  And yes, I too have noticed the uptick in Affinity driving by (emailing) slowly (about that card).

 

 

F8 EQ: 804 | EX: 781 | TU: 782 | Accounts: 2/6 3/12 7/24 | Reporting: AZE10
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 9 of 35
gdale6
Moderator

Re: Affinity FCU Cash Rewards VS $25K

A top approval, grats on the 25K Smiley Happy

Message 10 of 35
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