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Affinity FCU Visa Signature CLI 5k to 15.2k

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recoveringfrombk7
Established Contributor

Affinity FCU Visa Signature CLI 5k to 15.2k

No apps on the horizon for me and I love this card/use it a lot.

 

Increased from 5k to 15.2k

Experian hard pull 

Experian 12 month inquiries were 4 at the time of the App

Current FICO8 717

Current FICO9 728

Use - 500-2000 per month.  Sometimes I let the balance post, sometimes I pay in full and post a $0 balance.

Annual income - 92k

 

I applied last August (2020, so 2 years post-BK) and got approved at the minimum SL of 5k.  I also had to send paystubs and just shy of a blood sample to get the approval.  I'm pleasantly surprised and feeling like it was worth the HP.

 

I did not get to request the amount.  I just applied for a CLI and they determined the new limit.











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 1 of 21
20 REPLIES 20
CreditMagic7
Mega Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congratulations on your Affinity CLI!! Nice bump up.

Message 2 of 21
CreditAggie
Community Leader
Super Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congratulations on your Affinity CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 21
simplynoir
Community Leader
Mega Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congratulations on your increase there

Message 4 of 21
M_Smart007
Legendary Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congratulations😎

Message 5 of 21
coreyb80
Super Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congrats on the nice bump!

Message 6 of 21
Ilinferno
Established Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congrats that's a nice jump up!

Message 7 of 21
Total80sKid
Senior Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congrats on your Affinity CLI 👍🏼

Message 8 of 21
Sub16610
Established Contributor

Re: Affinity FCU Visa Signature CLI 5k to 15.2k

Congrats on your 3x increase!

Message 9 of 21
Anonymous
Not applicable

Re: Affinity FCU Visa Signature CLI 5k to 15.2k


@recoveringfrombk7 wrote:

No apps on the horizon for me and I love this card/use it a lot.

 

Increased from 5k to 15.2k

Experian hard pull 

Experian 12 month inquiries were 4 at the time of the App

Current FICO8 717

Current FICO9 728

Use - 500-2000 per month.  Sometimes I let the balance post, sometimes I pay in full and post a $0 balance.

Annual income - 92k

 

I applied last August (2020, so 2 years post-BK) and got approved at the minimum SL of 5k.  I also had to send paystubs and just shy of a blood sample to get the approval.  I'm pleasantly surprised and feeling like it was worth the HP.

 

I did not get to request the amount.  I just applied for a CLI and they determined the new limit.


was this CU the one that required some sort of special membership?

Message 10 of 21
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