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After 5 years with Discover they increased my CL to...

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AzCreditGuy
Established Contributor

After 5 years with Discover they increased my CL to...

$9500 after 5 years and 3 months, I was at $7,500 for the SL....I hardly ever use the card and use it only to pay off a monthly utility. 

Message 1 of 16
15 REPLIES 15
Creditwiser
Valued Contributor

Re: After 5 years with Discover they increased my CL to...

Seems typical for a rarely used Disco card. Still decent even if it took 5 yrs  Smiley Indifferent

 

Congrats on the CLI !

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 16K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5.5k |
Message 2 of 16
TekkenQQ7
Established Contributor

Re: After 5 years with Discover they increased my CL to...

Congratulations



Message 3 of 16
Traveler101
Established Contributor

Re: After 5 years with Discover they increased my CL to...

Congratulations 🎊 

Message 4 of 16
CorpCrMgr1
Valued Contributor

Re: After 5 years with Discover they increased my CL to...

Congratulations on your CLI!

Message 5 of 16
Linnaea
Frequent Contributor

Re: After 5 years with Discover they increased my CL to...

Is Discover being cute.  Congrats.  

Message 6 of 16
nytokyobred79
Valued Contributor

Re: After 5 years with Discover they increased my CL to...

Congrats on your Disco cli 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $205, 500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 20.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 7 of 16
UH_HUH
Valued Contributor

Re: After 5 years with Discover they increased my CL to...


@AzCreditGuy wrote:

$9500 after 5 years and 3 months, I was at $7,500 for the SL....I hardly ever use the card and use it only to pay off a monthly utility. 


'That's some righteous bucks" 😁

My Jeff Spicolli impression

Wow five years and you finally got a 

CLI

I hope you go out and enjoy yourself

Congratulations 🍻

Cheers 

Message 8 of 16
youngandcreditwrthy
Senior Contributor

Re: After 5 years with Discover they increased my CL to...

Congrats!! @AzCreditGuy 

 

did your credit profile not change much in five years?

 

I remember when my score stagnated due to high debt (not utilization though) and they wouldn't go over 10k for like 4 years. 

 

to be fair, my discover card was always almost maxed out at one point (80% util) because they just kept offering me 0% for 12 mos or 1.9 for 14 months IIRC. 

 

did you ever have a high balance at all? maybe high balances on other cards?

 

Congrats either way!!! They should have just raised it to 10k!!!! lol 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 16
TSlop
Valued Contributor

Re: After 5 years with Discover they increased my CL to...

Congrats on your CLI!

Message 10 of 16
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