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Three years ago, immediately off of a foreclosure from less than a year ago - and only five years years after just walking away from my debts, I could not have gotten credit from Finger Hut (That is probably an exaggeration, but...). I had a credit score of 537 - and my credit was just a mess. I learned my lesson WELL, and have had squeaky clean on time payments and a utilization rate less than 5%, I think that I have finally dug myself out of the deep hole that I had dug for myself. I had always wanted a Best Buy credit cards - and I was consistently declined, until, finally, about three days ago! I was approved for $5K. Then, yesterday I was shopping for a table lamp and I thought that I would try Home Depot - and while there I applied for their credit card, also backed by Citi. I was approved for $5K. I didn't find what I wanted, so I went across the way to Costco - and got the membership and applied for the credit card (one of the very best on the market - also backed by Citi) - and I was approved for $6K. It has been a great 3 days. $16K worth of approved credit - and I still haven't bought anything - but it is great to know that I am back in with Citi!
YOU...
From 1 Rebuilder to another Rebuilder, CONGRATS @CGeorge on your approval of a TRIFECTA of Citi cards and Welcome to the Citi family!!!
Congrats on staying with it!
People wanna bash Citi so easily for not being Chase or AmEx, but they've been extemely generous to me and many others in here. Enjoy your victories!
Congrats on app spree approvals .. citi must love your profile !!!!!!
Wow 3 in one day Congrats! I don't know if it was sheer chance you happend upon all Citi lenders, of if you planned it that way. lol
While I don't dislike Citi, as I have two of their cards. I doubt that I would app 3 of their products all in one day though.
No, I didn't plan the apps around Citi. Citi just handled the ones that went after.
I am now DONE perhaps 2020. In the garden I go!