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After the approvals, I really need to be pointed towards the garden!

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tinabohio
Valued Member

After the approvals, I really need to be pointed towards the garden!

Okay, a lot of y'all get way bigger, but, I'm psyched for me!

On NYE I got approved for Amex Delta gold (I'm flying at least twice this year, probably more, & I wanted in with Amex), SL $1K. (Cannot wait for the 61 day, lol)

Huntington Voice I called, because my Equifax has a fraud alert. After answering 20 questions, was told I'm approved with a SL of $3.6K!

I also applied for Costco Visa, because we spend a bit there! Was given the 7-10 day message on 11am on the 6th, got the approval email at 6:20 pm on the 7th. SL of $5K!

Now, I can get rid of Credit One & have no hit to my utilization at all, lol.

My scores are 743 EQ, 747 TU, and 722 EX. (I need to look up how many inquires I have, I know Experian is the way highest. I'll add that to here, once I get that.)

The only anything I'll be doing is SP CLI stuff, because I do want to buy a house.
Message 1 of 10
9 REPLIES 9
pinkandgrey
Senior Contributor

Re: After the approvals, I really need to be pointed towards the garden!

Beautiful! Enjoy those fancy new cards!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 2 of 10
Priory_Man
Valued Contributor

Re: After the approvals, I really need to be pointed towards the garden!

Congrats on the approvals, and wave bye bye to Credit One.






"Total revolving credit $286,000 Current UTIL >1%"
Message 3 of 10
xaximus
Valued Contributor

Re: After the approvals, I really need to be pointed towards the garden!

Congrats on the approvals! Definitely a good time to garden and SP CLI. Amex is definitely a grower.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 10
tinabohio
Valued Member

Re: After the approvals, I really need to be pointed towards the garden!

Recent inquires per myFICO (report as of 12/30 + inquiries showing after)- EQ 2, TU 3, EX 13 (geez Louise, Tina!)
Message 5 of 10
Anonymous
Not applicable

Re: After the approvals, I really need to be pointed towards the garden!

Congrats on your successful app spree! Enjoy your new cards! Smiley Very Happy

Message 6 of 10
19eighty5
Senior Contributor

Re: After the approvals, I really need to be pointed towards the garden!

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 10
Anonymous
Not applicable

Re: After the approvals, I really need to be pointed towards the garden!

Congrats on your approvals !!! Way to go

 

 

 

Message 8 of 10
joltdude
Senior Contributor

Re: After the approvals, I really need to be pointed towards the garden!

Every time someone closes a predatory credit card, such as Credit None, a credit angel gets their wings....

Show that Credit One card the door and shredder....

Though watch out for residual interest.... 

 

-J

 

Message 9 of 10
Anonymous
Not applicable

Re: After the approvals, I really need to be pointed towards the garden!

Congratulations, OP 👏🏾 Nice choices 👌🏾
Message 10 of 10
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