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After the long wait, I finally got Approved!!!!!

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Ron1
Super Contributor

After the long wait, I finally got Approved!!!!!

I got denied for Penfed Visa Platinum Cash Rewards  because they couldn't pull EQ. I faxed the recon. letter to ask them to pull another CRA.  I called them a couple of days ago and the apps was still pending.  I got an email and they told me I was approved for $5K. 

 

 

Penfed Rewards Visa Approval.jpg

Message 1 of 16
15 REPLIES 15
Ron1
Super Contributor

Re: After the long wait, I finally got Approved!!!!!

Online was showing.

 

 

PenFed Online1.jpg

Message 2 of 16
chnceit
Valued Contributor

Re: After the long wait, I finally got Approved!!!!!

Hey congrats! Welcome to the PenFed family! I can finally say that because I was just approved I also applied for a LOC, it's pending

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 3 of 16
Ron1
Super Contributor

Re: After the long wait, I finally got Approved!!!!!


@chnceit wrote:
Hey congrats! Welcome to the PenFed family! I can finally say that because I was just approved I also applied for a LOC, it's pending

Thanks!!! I applied for LOC and asked for $500. I got denied for sufficent credit.

 

 

Ron.

Message 4 of 16
MsLadyRover
Valued Contributor

Re: After the long wait, I finally got Approved!!!!!

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 5 of 16
tinuviel
Moderator Emeritus

Re: After the long wait, I finally got Approved!!!!!

Very nice -- congrats!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 6 of 16
LesWH
Established Contributor

Re: After the long wait, I finally got Approved!!!!!

Congrats to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 7 of 16
Ron1
Super Contributor

Re: After the long wait, I finally got Approved!!!!!


@LesWH wrote:

Congrats to you!!!


Thank you.  Thanks for your help. I didn't think they were going to approve my application.  By the way, I didn't get  as much as you. Smiley Happy

 

 

Ron.

Message 8 of 16
LesWH
Established Contributor

Re: After the long wait, I finally got Approved!!!!!


@Ron1 wrote:

@LesWH wrote:

Congrats to you!!!


Thank you.  Thanks for your help. I didn't think they were going to approve my application.  By the way, I didn't get  as much as you. Smiley Happy

 

 

Ron.


I'm sure you have more available credit in total than I!! I'm just over $100,000! Smiley Wink


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 9 of 16
Ron1
Super Contributor

Re: After the long wait, I finally got Approved!!!!!


@LesWH wrote:

@Ron1 wrote:

@LesWH wrote:

Congrats to you!!!


Thank you.  Thanks for your help. I didn't think they were going to approve my application.  By the way, I didn't get  as much as you. Smiley Happy

 

 

Ron.


I'm sure you have more available credit in total than I!! I'm just over $100,000! Smiley Wink


I got denied because I have too much available credit. Smiley Tongue Have you received your card?

 

 

Ron.

Message 10 of 16
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