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Alliant CU, CL higher than requested. Normal?

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dursty87
Established Contributor

Re: Alliant CU, CL higher than requested. Normal?

Congrats on the approval and nice CL Smiley Happy
Message 11 of 13
trumpet-205
Valued Contributor

Re: Alliant CU, CL higher than requested. Normal?

Got the confirmation letter today. It confirmed I was approved with $15K of CL and that I should be received my card within 3 weeks. Hopefully it doesn't take that long.

 

Was hoping they match the APR to my AMEX BCP card (11.24%); Alliant assigned me 12.24% instead.

Message 12 of 13
Kenny
Moderator Emeritus

Re: Alliant CU, CL higher than requested. Normal?


@trumpet-205 wrote:

To be honest I didn't want to apply another CC this year. I simply have too many CCs. I even opt out mail offers for CC, yet Alliant CU kept sending me offer to apply their Visa Rewards card.

 

So I filled out the online application and submitted it. Was expecting they call me to ask for paystub/bank statements, but no phone call ever came. Instead when I logged in online I saw a Visa account with CL of $15,000. I only requested $2,500 so this is completely unexpected. Has this happened to anyone? 

 

I will know if Alliant CU is kidding me once I received the card. If high CL is indeed true and their customer service holds up, I might consider closing my Arrival card, which so far has disappointing customer service.


Congratulations on your approval! Thanks for sharing. Smiley Happy

Message 13 of 13
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