My DH got the Alliant Platinum Rewards VISA (I believe it’s a VISA) with $15,000 SL and 16.something % interest. FICO 8 on TU was 773 right before pull. Had 4 inquiries last 6 months, 2 in last week for credit card/CLI, 4/12 and 9/24.
Experian is only showing payment data since 2015 on his Cap One even though it says opened since 2010, I thought he had a 30 day late in 2013 (my fault, missed a Sirius XM yearly autopay I didn’t know about) but either Experian doesn’t show last 7 years or the late pay is gone...
FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU
Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
