@Anonymous wrote:Well, it's been nearly 6 months since I was approved for Alliant's Platinum Visa with a $5K limit. My goal is to obtain their Visa Signature card.
However, they aren't as liberal as most credit unions I'm a member of.
They approved an increase to $10K.
At least they allowed some growth. I'll hopefully have their Visa Signature in another 5-6 months.
Now if only PenFed would give me a CLI on their $4.5K toy card.
I have Alliant's platinum Visa too. Thing is, now that they have significant balance transfer and cash advance fees, and have always had pretty high interest rates on the card, I can't think of what to use the card for.
@Anonymous wrote:I wouldn't carry a balance on any of their cards. Their signature is perfect for general spend. I push all my auto-billing, including rent, through a general spend card. I make substantially more back on non-category cards. Right now I'm using my PayPal 2% cash back card. I'd gladly pay $49/year for that extra 0.5%.
Most people don't use credit cards the way I do. I actually never use my debit or ACH, other than to pay my credit cards. If I don't use a credit card, I'm missing out on that return.
I don't understand your point. The Alliant Platinum Visa has no rewards.
@Anonymous wrote:That's why I said "the signature". I've mentioned my end game is to get that card. They aren't willing to just hand it out, even if you can push over $50K through it easily.
I don't see how getting the platinum card takes you closer to getting the Signature card; it's my understanding that they don't do PC's.
Lol Penfed 4.5 k "toy limit"
Congrats on the CLI. Did they do an HP for the CLI?
