Alliant Signature Approval $20K

[Anonymous]

Finally pulled the trigger on Alliant Signature. Ready to upgrade my 2% cash back card to 3%. App went to pending, but I immediately saw the “price of credit” notice in my docs, so I figured approved. Got decision email within 5 min, Approved!

Got all docs signed & passport photo uploaded within a couple min. Final loan docs delivered 10 min later.

TU score 755, with 3 HP’s in last 6 mo & 8 total in 12. Income $225K, Util 8%

[Nova5041]

Congrats on the Approval and excellent SL, definitely looking forward to getting that card in a couple of years.

[Viva-LV]

Congrats and enjoy.  I've had great service from Alliant.  HNY!

[rprisco]

OP, Congrats on approval, you mentioned having 8 inquiries last 12 mo and 3 within last 6 mo. Would you share how many of them resulted in new accounts?

[19eighty5]

Congratulations on your approval!

[kugel]

Are they pulling Equifax?
Do they ask for proof of income?

[Anonymous]

Congrats on the approval. Got denied due to too many inquiries. Called them up in attempt to fish for baseline numbers of inq's and new accounts they consider too many. The lady couldn't keep from chuckling when she said far less than what I had. I was literally LoL on both 😁

[Anonymous]

They pulled TU. Of the 6 mo inquiries on TU, only 1 resulted in a new account. Of additional 12 mo inq, 2 were new revolvers, one an auto loan.

I did add 2 other new accounts in last 6 mo (citi) that didn’t HP TU.

[Anonymous]

No proof of income requested, though I wouldn’t have had an issue providing. Only requested ID.

[xaximus]

Congrats on the approval! Nice SL too!