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Alliant cu CLI

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Established Contributor

Re: Alliant cu CLI

You should be used to weird CU reuests @Jnbmom :-)

Happy to read about your success,

Enjoy

Message 11 of 21
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Contributor

Re: Alliant cu CLI

Wow! Excellent, 2x CLI! Congrats on the approval!





Message 12 of 21
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Super Contributor

Re: Alliant cu CLI

Nicely done !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 13 of 21
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Community Leader
Senior Contributor

Re: Alliant cu CLI UPDATE weird

Ok I posted about what I thought was a CLI, but I got a message in my inbox that has me baffled.  I few weeks ago I attempted to apply for a second card, got verbage that stated I could only have one credut card with them ok very well i current have  the rewards vIsa card. So yesterday I followed the steps and attempted the CLI hour later got approval status, ok great. Now I get this message and it looks like a second card but not an increase, note my available credit has not changed nor is another account listed and my apr on current card is 19.99%, but this is the message in my inbox:

 

 

 

I am excited to inform you that your credit card application has been approved. Listed below are the details pertaining to your new Alliant Visa Credit Card: 

• $15,000.00 limit on a Rewards VISA 
• Introductory rate for the 1st 12 months 
• 15.99 % thereafter 
• No annual fee 
• 2% balance transfer fee 
• Your card should arrive within 7-10 business days 

In the interim, should you have any questions, please let me know. 

 

Good lordy I was pretty sure you could only carry one card correct??

EXP 758 TU 783 EQ 729
Message 14 of 21
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Super Contributor

Re: Alliant cu CLI UPDATE weird

Huh. Wut. Really? Congrats! Time for a approval thread @Jnbmom . Dont know the answer to the 2 card thingy. if it sticks WOOHOO! Smiley Very Happy





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 15 of 21
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Valued Contributor

Re: Alliant cu CLI

Congratulations!



Message 16 of 21
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Valued Contributor

Re: Alliant cu CLI UPDATE weird


@Jnbmom wrote:

Ok I posted about what I thought was a CLI, but I got a message in my inbox that has me baffled.  I few weeks ago I attempted to apply for a second card, got verbage that stated I could only have one credut card with them ok very well i current have  the rewards vIsa card. So yesterday I followed the steps and attempted the CLI hour later got approval status, ok great. Now I get this message and it looks like a second card but not an increase, note my available credit has not changed nor is another account listed and my apr on current card is 19.99%, but this is the message in my inbox:

 

 

 

I am excited to inform you that your credit card application has been approved. Listed below are the details pertaining to your new Alliant Visa Credit Card: 

• $15,000.00 limit on a Rewards VISA 
• Introductory rate for the 1st 12 months 
• 15.99 % thereafter 
• No annual fee 
• 2% balance transfer fee 
• Your card should arrive within 7-10 business days 

In the interim, should you have any questions, please let me know. 

 

Good lordy I was pretty sure you could only carry one card correct??


Maybe the original card got swallowed by the new card? Maybe two cards now? Either way you have at least 7500 more CL than before.

So a big Congrats! to you Mom for your relentless assault on the Lenders that inhabit our fun little world. I'm happy you take the time to report & that I get to bear witness. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 17 of 21
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Super Contributor

Re: Alliant cu CLI UPDATE weird


@Jnbmom wrote:

Ok I posted about what I thought was a CLI, but I got a message in my inbox that has me baffled.  I few weeks ago I attempted to apply for a second card, got verbage that stated I could only have one credut card with them ok very well i current have  the rewards vIsa card. So yesterday I followed the steps and attempted the CLI hour later got approval status, ok great. Now I get this message and it looks like a second card but not an increase, note my available credit has not changed nor is another account listed and my apr on current card is 19.99%, but this is the message in my inbox:

 

 

 

I am excited to inform you that your credit card application has been approved. Listed below are the details pertaining to your new Alliant Visa Credit Card: 

• $15,000.00 limit on a Rewards VISA 
• Introductory rate for the 1st 12 months 
• 15.99 % thereafter 
• No annual fee 
• 2% balance transfer fee 
• Your card should arrive within 7-10 business days 

In the interim, should you have any questions, please let me know. 

 

Good lordy I was pretty sure you could only carry one card correct??


Gotta love credit union goodness lol

 

They probably don't have a boilerplate message that explicitly informs of a CLI on an existing card and instead they just reuse this one as it's the closest fit. 

 

My guess is that you were granted both a 2x CLI *and* an APR reduction.  If Alliant holds true to form it'll take 2-3 business days for any changes to be visible when you log into your account online.

(5/2020)
FICO 8 (EX) 782 (TU) 782 (EQ) 793


$1M+ club
Message 18 of 21
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Valued Contributor

Re: Alliant cu CLI UPDATE weird

Congrats, that's a nice CLI bump!





Message 19 of 21
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Community Leader
Senior Contributor

Re: Alliant cu CLI UPDATE weird

Can anyone confirm though, I thought you could only have 1 card with alliant?

 

But either way I will be happy,  I will just wait to see what shows up on my accounts Smiley Happy

 

Thanks all

EXP 758 TU 783 EQ 729
Message 20 of 21
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