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Ally Unlimited Cash Back Mastercard approval

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masscredit
Valued Contributor

Ally Unlimited Cash Back Mastercard approval

I've received a couple of pre-approved offers for the new Ally Unlimited Cash Back Mastercard recently. From what I've read, this is an invitation only card. It has 2% cash back, new annual fee and 0% introductory APR for the first 15 months. I decided to try my luck today. I was approved with a $2500 SL.

 

My current scores are EQ - 685, TU - 652 and EX - 647. Utilization is at 1%. BK discharge was 5 months ago. I found they pulled my TU and EX reports. 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 685 / TU - 652 / EX - 647

SDFCU Secured - $6500 / TD Bank Secured - $5000 / Andrews FCU Secured - $3000 / OpenSky Secured - $3000 / Capital One Savor - $3000 / Ally Master Card - $2500

Andrews FCU SSL $1500
Message 1 of 16
15 REPLIES 15
GatoradeZeroGuy
Frequent Contributor

Re: Ally Unlimited Cash Back Mastercard approval


@masscredit wrote:

I've received a couple of pre-approved offers for the new Ally Unlimited Cash Back Mastercard recently. From what I've read, this is an invitation only card. It has 2% cash back, new annual fee and 0% introductory APR for the first 15 months. I decided to try my luck today. I was approved with a $2500 SL.

 

My current scores are EQ - 685, TU - 652 and EX - 647. Utilization is at 1%. BK discharge was 5 months ago. I found they pulled my TU and EX reports. 

 


Two for two, you are on fire!

 

Congrats!

 

Any more apps coming? Smiley Surprised

Starting FICO 8s

Current FICO 8s

Current FICO 9s



Message 2 of 16
babygirl1256
Senior Contributor

Re: Ally Unlimited Cash Back Mastercard approval

Congrats on your Ally Unlimited Cash Back Mastercard approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 16
Anonymalous
Established Contributor

Re: Ally Unlimited Cash Back Mastercard approval

I think you're the first!

 

Considering that's their top tier card and you're still in the rebuilding phase, it does appear that Ally is trying to be friendly to those with less than perfect credit.

Message 4 of 16
masscredit
Valued Contributor

Re: Ally Unlimited Cash Back Mastercard approval


@GatoradeZeroGuy wrote:

 


Two for two, you are on fire!

 

Congrats!

 

Any more apps coming? Smiley Surprised


I origionally planned to stay in the garden until my current cards and AAoA reached one year next May but I'll admit, I gave into temptation. I don't plan on applying for anything else for awhile. 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 685 / TU - 652 / EX - 647

SDFCU Secured - $6500 / TD Bank Secured - $5000 / Andrews FCU Secured - $3000 / OpenSky Secured - $3000 / Capital One Savor - $3000 / Ally Master Card - $2500

Andrews FCU SSL $1500
Message 5 of 16
M_Smart007
Legendary Contributor

Re: Ally Unlimited Cash Back Mastercard approval

Congrats on your Ally MC Approval!

Message 6 of 16
CreditAggie
Community Leader
Super Contributor

Re: Ally Unlimited Cash Back Mastercard approval

Congratulations on your Ally approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
    
Message 7 of 16
FLLGuy
Frequent Contributor

Re: Ally Unlimited Cash Back Mastercard approval

Congrats on your approval!   Appears Ally is loosening the purse and BK friendly. 


[2x] AU Amex Cards
Message 8 of 16
coreyb80
Senior Contributor

Re: Ally Unlimited Cash Back Mastercard approval

Congrats on the approval!

Message 9 of 16
KingRue8500
Valued Contributor

Re: Ally Unlimited Cash Back Mastercard approval

Congrats on your Ally Unlimited Cash Back approval




Message 10 of 16
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