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Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

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Valued Contributor

Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

I swear I'm almost done... Now all that's left on my "wish" list is Discover, Amex BCP, and BofA Cash Rewards...

 

Debating just slaughtering my AAoA and applying for the remaining 3 so that there is nothing left to tempt me, and some day I can (hopefully) get a Chase Freedom.

 

Before this and Chase x2 AAoA was 4 years. Util is 1%, no baddies, EQ had 1 INQ, EX has idk... 7 now, and TU has 5 or 6.

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Message 1 of 29
28 REPLIES 28
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Super Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Congrats! on the new PenFed approval and limit!

 

It's how i handled matters by dumping my entire list for every app planned all in a single month last year instead of spreading them out to finally get it out of my system all at once and be done.

 

It worked Smiley Very Happy

Message 2 of 29
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Regular Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Good Job! Congrats!

Message 3 of 29
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Super Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Bam! What I tell you? Congratulations!!!! Smiley LOL
Message 4 of 29
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Moderator

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Congrats on yet another approval..  Looking forward to your other ones.

Message 5 of 29
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Super Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Congrats



EX08 658 EQ08 664 TU08 672 Total Credit Line: 63,550Utilization: 19.4%Inquiries: EQ8 EX11 TU11
Message 6 of 29
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Valued Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Congrats on the approval
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 7 of 29
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Community Leader
Senior Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Score!  Congrats on your approval!

Message 8 of 29
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Valued Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Congrats
Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 9 of 29
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Super Contributor

Re: Almost done I promise!! PenFed Platinum Rewards Visa Signature instant approval

Almost all of the cards you have are pretty new, right? If so, I'd probably say don't apply for the remaining 3. Give yourself 6 months of history on the new cards and 6 months of inquiry-free time. You don't want to build this profile, get overzealous and end up with problems because you added too much too quickly. Discover, Amex and BOA aren't going anywhere. Take your time. There's something to be said for "add all my new accounts at once", but that doesn't mean (IMO) you should add every card you possibly want in a short period of time with little prior card history.

 

Congrats on the approval, though!

Message 10 of 29
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