Almost fell out of my chair!!! Discover IT

[Scupra]

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@EndlessRoad wrote:

I've read the 5 year out thing a lot myself.  After last my last app with Discover I figured I'd just give up (a guy at work continues to be declined for IT after 8 years out of BK?).  Not sure what made me apply today, maybe I thought I'd take my "free credit score" but when the congrats screen popped up I looked around my office like "is that for me?".   I didnt get the 0% BT for 14 months though, but I did get 10.99% which sure beats my 22.99% Cap1 card. 

Edit: Scupra, you look like youre in pretty good shape there!  Scores are looking awesome for less than 2 years out!  Keep up the good work and I'm guessing you will have no problem getting a Discover IT!

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Thanks! Plan is to try for Discover IT 2yrs post d/c, so this October! Really hoping I can get a foot in the door. Congrats again!

[PlasticOrPlastic]

Ha Ha thanks Blackrv7!  I'd have to compare it to being a kid on Christmas Day, eyes like saucers, looking around hoping someone else was seeing this!  Man I never thought I'd get excited about credit, younger people should really try this site out...maybe avoid some of the dumb things I did back in the day. 

@Scupra, that sounds like a good plan!  Good luck on the journey seems like you got a good handle on it anyway so don't think you'll have any problems. 

[hilarybanks]

Congrats! 

[CreditMagic7]

Get back in that chair!! heh!!

Approval! Take a long deserved breath of fresh air again and enjoy!

Congrats!

[Repo-ed]

Hopefully mines at home in the mail box.

Grats

[myjourney]

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@EndlessRoad wrote:

I decided to venture out of the garden today and app for a Discover IT card.  I tried it a few months ago and was denied, did recon and was told theres nothing they can do.  I have a 3 year old BK7 and some baddies (collections, lates, etc).  In the past 3 years I've been working hard to get things fixed, and today I finally felt it paid off!  Got approved for Discover IT with no 7-10 message!  I was thrilled, literally sat back in my chair like WOW. 

Big thanks to those of you on this forum for all your insight!

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Congrats now go plant that seedling for max growth

[Anonymous]

WOW! That is pretty awesome. 10.99% apr purchases ... you done guud! It took me ten years after the big BK to get approved for the Discover it Card.

[MsLadyRover]

Congrats OP!

[Involver]

Congrats! I know that feeling of "Wait that approval is mine?!" well with Discover. Great card.

[efranklin23]

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@EndlessRoad wrote:

I decided to venture out of the garden today and app for a Discover IT card.  I tried it a few months ago and was denied, did recon and was told theres nothing they can do.  I have a 3 year old BK7 and some baddies (collections, lates, etc).  In the past 3 years I've been working hard to get things fixed, and today I finally felt it paid off!  Got approved for Discover IT with no 7-10 message!  I was thrilled, literally sat back in my chair like WOW. 

Big thanks to those of you on this forum for all your insight!

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Congrats on your approval! What was your CS at time of approval?Also what was your CL?