cancel
Showing results for 
Search instead for 
Did you mean: 

Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

tbque
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congrats on the approval!






Message 11 of 24
mrcraft
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congratulations on your approval!!






Message 12 of 24
Papa_Bear
Frequent Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congratulations!






Message 13 of 24
babygirl1256
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Wow . . . that is fantastic . . . congrats on your new card!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 14 of 24
Total80sKid
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congrats on the PenFed approval! 

Message 15 of 24
spiritcraft1
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

To add for the record.  It was a Hard Pull on EQ despite being a solid interest rate mailer and in the offers section.  No big deal, only #2 in a year.  The did use F09 @ 729


| Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 16 of 24
AverageJoesCredit
Mega Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@spiritcraft1 wrote:

I have never in my life had a sussesful actual "spree". Lluckily I have mostly unshakable lenders and am not chasing Chase.  I will have 4 new accounts hitting my reports at once.  Ah well, by fall I should be golden.


Welcome , OFFICIALLY, to FicolandSmiley Wink

Message 17 of 24
spiritcraft1
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@AverageJoesCredit wrote:

@spiritcraft1 wrote:

I have never in my life had a sussesful actual "spree". Lluckily I have mostly unshakable lenders and am not chasing Chase.  I will have 4 new accounts hitting my reports at once.  Ah well, by fall I should be golden.


Welcome , OFFICIALLY, to FicolandSmiley Wink


I guess so. I did show some restraint with PSECU and PenFed, lurking in the weeds for 13 and 14 years respectively before applying for credit from them.  Smiley Happy


| Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 18 of 24
Mr_Mojo_Risin
Senior Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@spiritcraft1 wrote:

To add for the record.  It was a Hard Pull on EQ despite being a solid interest rate mailer and in the offers section.  No big deal, only #2 in a year.  The did use F09 @ 729


I've read of the pre-approvals from PenFed being SP and HP.  

You got a sweet approval though! 

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 19 of 24
spiritcraft1
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@Mr_Mojo_Risin wrote:

@spiritcraft1 wrote:

To add for the record.  It was a Hard Pull on EQ despite being a solid interest rate mailer and in the offers section.  No big deal, only #2 in a year.  The did use F09 @ 729


I've read of the pre-approvals from PenFed being SP and HP.  

You got a sweet approval though! 


I was actually hoping they would pull since my EQ 09 has risen 30+ points since they pre-approved me.  They also sent me a 20k preapproval for a personal loan at 9.9% based on that 695 F09 but I don't need that product.


| Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 20 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.