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Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

tbque
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congrats on the approval!






Message 11 of 24
mrcraft
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congratulations on your approval!!





Message 12 of 24
Papa_Bear
Regular Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congratulations!






Message 13 of 24
babygirl1256
Frequent Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Wow . . . that is fantastic . . . congrats on your new card!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 04/2021: EQ-781, TU-781, EX-734
Goal FICO 8 Score in 06/2022: EQ-800, TU-800, EX-800
Message 14 of 24
Total80sKid
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

Congrats on the PenFed approval! 

Message 15 of 24
spiritcraft1
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K

To add for the record.  It was a Hard Pull on EQ despite being a solid interest rate mailer and in the offers section.  No big deal, only #2 in a year.  The did use F09 @ 729


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 16 of 24
AverageJoesCredit
Community Leader
Mega Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@spiritcraft1 wrote:

I have never in my life had a sussesful actual "spree". Lluckily I have mostly unshakable lenders and am not chasing Chase.  I will have 4 new accounts hitting my reports at once.  Ah well, by fall I should be golden.


Welcome , OFFICIALLY, to FicolandSmiley Wink

NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 17 of 24
spiritcraft1
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@AverageJoesCredit wrote:

@spiritcraft1 wrote:

I have never in my life had a sussesful actual "spree". Lluckily I have mostly unshakable lenders and am not chasing Chase.  I will have 4 new accounts hitting my reports at once.  Ah well, by fall I should be golden.


Welcome , OFFICIALLY, to FicolandSmiley Wink


I guess so. I did show some restraint with PSECU and PenFed, lurking in the weeds for 13 and 14 years respectively before applying for credit from them.  Smiley Happy


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 18 of 24
Mr_Mojo_Risin
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@spiritcraft1 wrote:

To add for the record.  It was a Hard Pull on EQ despite being a solid interest rate mailer and in the offers section.  No big deal, only #2 in a year.  The did use F09 @ 729


I've read of the pre-approvals from PenFed being SP and HP.  

You got a sweet approval though! 

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 19 of 24
spiritcraft1
Valued Contributor

Re: Alright, that's it for a few months - Accepted PenFed offer, instant approval for PR @ $12.5K


@Mr_Mojo_Risin wrote:

@spiritcraft1 wrote:

To add for the record.  It was a Hard Pull on EQ despite being a solid interest rate mailer and in the offers section.  No big deal, only #2 in a year.  The did use F09 @ 729


I've read of the pre-approvals from PenFed being SP and HP.  

You got a sweet approval though! 


I was actually hoping they would pull since my EQ 09 has risen 30+ points since they pre-approved me.  They also sent me a 20k preapproval for a personal loan at 9.9% based on that 695 F09 but I don't need that product.


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 20 of 24
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