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First time posting here. My credit was not so good until last month because of high utilization. So paid almost 10k and added as an authorized user on my DW Amex bringing the utilization down to 15% and scores jumping to high 700's. so decided to join penfed to refinance auto loan. Approved at 2.99 for 84 months. Applied for PLOC, power rewards and travel Amex using the same pull and everything's approved. Decided to get in with discover and approved again. Today logged into my ae and jcp accounts and requested increase. Both jumped from 4K to 10k and 6k respectively. Will be gardening now.
Approvals
penfed autoloan 39800 @2.99 for 84 months refinanced from BofA
penfed power rewards 10000
penfed Amex 5000
ploc 20000
discover it 5500
american eagle 4K to 10k soft pull increase
jcp 4K to 6k soft pull increase
equifax fico 773 from credit check total
penfed nexgen 764
Woooo..... Take it easy there buddy. Congrats on the approvals and please chill on the apps and let your new accounts age a bit.
Into the garden. No more new accounts. My oldest account is almost 9 years. Income 116k. I will just wait for these to grow. 😄😄
@Anonymous wrote:First time posting here. My credit was not so good until last month because of high utilization. So paid almost 10k and added as an authorized user on my DW Amex bringing the utilization down to 15% and scores jumping to high 700's. so decided to join penfed to refinance auto loan. Approved at 2.99 for 84 months. Applied for PLOC, power rewards and travel Amex using the same pull and everything's approved. Decided to get in with discover and approved again. Today logged into my ae and jcp accounts and requested increase. Both jumped from 4K to 10k and 6k respectively. Will be gardening now.
Approvals
@Anonymous autoloan 39800 @2.99 for 84 months refinanced from BofA
penfed power rewards 10000
penfed Amex 5000
ploc 20000
discover it 5500
american eagle 4K to 10k soft pull increase
jcp 4K to 6k soft pull increase
equifax fico 773 from credit check total
penfed nexgen 764
Congrats OP.
penfed is great to be financial partner. i beleive the 90 days limit applicable still on penfed. try to look for increasing your SL on penfed cards. if your CR supports, they will surely increase without HP in next 90 days.
good luck.
Definitely on a roll. Nice approvals.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Wow very nice! New to Penfed myself and am just as happy with their service!
Good job