AmEx BCE CLI - 61 Day Success

[VicVega]

Today was the 61st day since opening my BCE.  My limit was $10k,  asked for $22k. They gave me $19,200! I didn't ask for 3X because that would've been over my current $28k salary and I think I did the right thing since they didn't give me everything I asked for. Totally happy with this increase. My utilization goes down even more now! My scores are in the 720s. Total credit available to me is now $22,301! I love American Express!

[Gregory1776]

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@VicVegawrote:

Today was the 61st day since opening my BCE.  My limit was $10k,  asked for $22k. They gave me $19,200! I didn't ask for 3X because that would've been over my current $28k salary and I think I did the right thing since they didn't give me everything I asked for. Totally happy with this increase. My utilization goes down even more now! My scores are in the 720s. Total credit available to me is now $22,301! I love American Express!

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Nice! Thanks for sharing! Your income is close to mine, so hoping I’ll get the 23K when I Ask in August for my bday. Lololol😛

was 10K SL....

wait. Obviously. 🙄

[doinit1]

Nice job!! Congrats on your increase!!

[simplynoir]

Congratulations on your CLI especially with it being so close to your income. Not many lenders will do that.

[AverageJoesCredit]

Impressive. Id get lol out of the room if i asked Amex even to give me half my income. Hint hint, it aint much

[chaos51]

That's a great increase, and they are very generous with total exposure. I think I'm around 77% total exposure compared to income right now with Amex, and I think that's about as far as they are going to let it go... but we shall see.

[Meanmchine]

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@AverageJoesCreditwrote:
Impressive. Id get lol out of the room if i asked Amex even to give me half my income. Hint hint, it aint much

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Congrats on a great CLI

@joe  Syncrony has already given me more then 120% of my yearly income. I keep closing my storecards and they keep auto-increasing my other cards lol

[VicVega]

Thanks guys.

Just got an alert from CK telling me my APR has increased on this card from 18.24% to 18.49%. Does that have anything to do with the CLI?

I was going to ask if it was easy to get an APR decrease.

[CuriousGradStudent]

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@VicVegawrote:
Thanks guys.

Just got an alert from CK telling me my APR has increased on this card from 18.24% to 18.49%. Does that have anything to do with the CLI?

I was going to ask if it was easy to get an APR decrease.

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The Fed raised interest rates recently. That’s what the increase was from. Just ask for an APR reduction on the chat - they’re fairly easy to get in my experience.

[VicVega]

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@CuriousGradStudentwrote:

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@VicVegawrote:
Thanks guys.

Just got an alert from CK telling me my APR has increased on this card from 18.24% to 18.49%. Does that have anything to do with the CLI?

I was going to ask if it was easy to get an APR decrease.

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The Fed raised interest rates recently. That’s what the increase was from. Just ask for an APR reduction on the chat - they’re fairly easy to get in my experience.

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 Thanks. Will my other cards go up as well?

Was going to ask in chat but thought what was the point if im still in the introductory 0% APR phase.