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AmEx Blue Cash Preferred Approval

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aleacosta5
Established Member

AmEx Blue Cash Preferred Approval

After thinking a lot about what card could be a good fit for me (for now), I decided to pull the trigger for the BCP.

 

I got approved with a $10k SL!! I'm impressed!!

My current score is 740 (EQ)

My SUB: 20% back on Amazon, up to $200 (6mo) + $150 back after spending $3k (6mo). $0 AF first year, then $95, so basically I can try it for 2 years without worrying about a high AF.

 

Special thanks to @MrDisco99 and @Aim_High who gave me an amazing explanation and oriented me through the AmEx CB/MR game.

Hopefully I'll try this card first for a couple years, evaluate my spendings and decide if a charge card could be a good fit for me in the future.

 

Here is the other post in case it's helpful for someone else: 
Looking for some AmEx advice...

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12 REPLIES 12
MrDFinance
Established Contributor

Re: AmEx Blue Cash Preferred Approval

Congrats!! ....Just product changed to this card from BCE.....Great value especially with the 6% back in streaming  because my ATT Now tv sub falls under it as well as everything else  😌

Message 2 of 13
KingRue8500
Senior Contributor

Re: AmEx Blue Cash Preferred Approval

Congrats on your AMEX Blue Cash Preferred approval




Message 3 of 13
Elpadrino1
Valued Contributor

Re: AmEx Blue Cash Preferred Approval

Congratulations on your approval!!

Message 4 of 13
CreditAggie
Community Leader
Super Contributor

Re: AmEx Blue Cash Preferred Approval

Congratulations on your Amex BCP approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 13
babygirl1256
Senior Contributor

Re: AmEx Blue Cash Preferred Approval

Congrats on your AmEx Blue Cash Preferred approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 13
Ficoproblems247
Valued Contributor

Re: AmEx Blue Cash Preferred Approval

Congrats on your BCP approval with an awesome SL, too! It's a great card to have in your wallet! Smiley Happy





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 7 of 13
Mr_Mojo_Risin
Senior Contributor

Re: AmEx Blue Cash Preferred Approval

Whew, that's a pretty sweet approval!

10K SL is a hot one. Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 8 of 13
Total80sKid
Senior Contributor

Re: AmEx Blue Cash Preferred Approval

Congrats on your AMEX BCP approval 🎉

Message 9 of 13
gdale6
Moderator Emeritus

Re: AmEx Blue Cash Preferred Approval

Grats on getting a 5 figure CL out of the gate Smiley Happy

Message 10 of 13
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