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AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

RehabbingANDBlabbing
Frequent Contributor

AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

I have been continuing my rebuild journey over the past few months, and I recently applied for the Apple Card, the Delta Gold AmEx, and a CLI on my B&H Payboo card. All 3 were approved! All of these pulled TransUnion. I had tried the Apple card before and kept getting denied for too many hard inquiries (7 at the time). I re-applied after some of them fell off of my report and I had 3 left. Finally,. they approved me for $2,500. As far the B&H CLI, my card went from $4,000 to $7,500. I have had this card for maybe 4 months. I applied for the Delta Gold for the 50,000 mile signup bonus. I was epecting them to pull Experian, but they pulled TransUnion and I think that's likely why I was approved. They started me at a $1k credit line, which is fine because I PIF and I am sure it will go up in no time. I used to have a card with them, and I guess they remembered, becuse the email said "thank for choosing us again."

 

Data Points:

TU FICO Score: 745, 3 Inquiries, AAoOA 2 years, AAoA 5 years, utilization 20%, oldest account 12 years, no deorgatory information, several other new accounts

Screen-Shot-2020-09-22-at-4-45-00-PM.png

 

Message 1 of 12
11 REPLIES 11
AllZero
Mega Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Congratulations on your approvals and CLI!

Message 2 of 12
M_Smart007
Epic Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Congratulations on your CLI's

Message 3 of 12
blindambition
Community Leader
Senior Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Congrats on your CLI and approval!! 👍🏻 

Message 4 of 12
sxa001
Established Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Nice approvals!  The Delta is a pretty good card to grow, don't forget to do your 3x CLI request in 6 months. 





Message 5 of 12
Credit4Growth
Valued Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

 

😏Congratulations on your new approvals and your B&H CLI!

 

Screenshot_20200818-090608.jpg

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 6 of 12
cashorcharge
Valued Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Congratulations on your CLI's and Approvals!  Enjoy those news cards!

Message 7 of 12
gdale6
Moderator

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Pretty good run, enjoy them all Smiley Happy

Message 8 of 12
Chandler455
Established Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Amex pulled TU? I thought they always pull EX? weird

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Flagship 8k | discover it 4.7k | kohls 3k | target 800

Business
Hilton Amex 15k | Costco visa 10k | Amex Amazon prime 9k

Ficos TU 831 EQ 805 EX 814
Message 9 of 12
CreditAggie
Senior Contributor

Re: AmEx Delta Gold, Apple Card, & B&H Payboo CLI Approved

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 12
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