Amazing Birthday gift from Target

KSK1912 · ‎06-24-2016

Opened account in 10/2015 with only $300 SL

2/23/16 CLI to $800 Statement Cut

5/23/16 CLI to $1300 Statement cut

and yesterday another statement cut off, and it is my bday today So i log in to my account, and seen a nice cli...!

$1300 to $4000

Could not be happier seeing people here stuck at $300 for 20 years...

Thanks Target!

6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board

Take the myFICO Fitness Challenge

Are you free Tuesday..?

credit_endurance · ‎06-24-2016

Congrats! Did you put alot of usage through?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

KSK1912 · ‎06-24-2016

I would not say a lot, but last 2 statements have been more than normal. until last couple months, i would say maybe about $100 per statement with 0 spending statements in between. Last couple months about $200 / $250. One trick i have been doing is, when i check out, i will split stuff in to 2, and have 2 transactactions instead of 1. Then i walk over to starbucks (don't know if every target has it) and get a coffe, so that's another transaction. Then maybe buy a bottle water before i leave the store. So even though i don't spend too much on it, i try to increase the number of transactions. I don't think this card would grow much more than this, and i don't need it too. Now i will sit and wait to be converted to actual cc. I heard some people being converted lately.

6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board

Take the myFICO Fitness Challenge

Are you free Tuesday..?

credit_endurance · ‎06-24-2016

Ha ha I like your way of doing it. I've had my card since Feb of 2015 and only I CLI from $300 to $500 . Put alot of usage the first year but then stopped because of the low limit. Even voiced my opinion about it in an online message to no avail it seems. Maybe I will take your approach with multiple smaller charges here and there and see what happens.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Anonymous · ‎06-24-2016

HAPPY BIRTHDAY and congrats on the increase!!!

Anonymous · ‎06-24-2016

Happy birthday and congrats!

CountryLivin · ‎06-24-2016

Congratulations on the Target increase! Happy Birthday Too!

Anonymous · ‎06-25-2016

Happy Birthday!!! Congrats on your CLI!!

Anonymous · ‎06-25-2016

Happy Birthday!! Congrats!!! What a great bday gift!!!

Anonymous · ‎06-25-2016

Congrats! Your increases have been plentiful - happy for you! And, Happy Birthday to you!!