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Amazing Birthday gift from Target

securingourfuture
Established Contributor

Re: Amazing Birthday gift from Target

Congratulations and Happy Birthday! 

 

I just got Target (again) with a SL of $300. This gives me hope. I just closed my last one 6 months ago because it was stuck at $200 for 2 years. I'm kicking myself.

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 11 of 13
RonM21
Valued Contributor

Re: Amazing Birthday gift from Target

Congrats! Target striking again.
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 12 of 13
KSK1912
Valued Contributor

Re: Amazing Birthday gift from Target


@securingourfuture wrote:

Congratulations and Happy Birthday! 

 

I just got Target (again) with a SL of $300. This gives me hope. I just closed my last one 6 months ago because it was stuck at $200 for 2 years. I'm kicking myself.


Don't kick yourself, i think you did the right thing. They seem to be nicer to newer accounts than the older ones. Also one trick i have been doing is update my annual income a few days before statement cut off, that might have triggered the continous cli's. Also, as i said in an earlier post in the thread, try doing multiple smaller charges. Sometimes i stop by target just to get a bottle water and walk out. Even if the charges are small, it shows them frequent use. This may help as well.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


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Are you free Tuesday..?
Message 13 of 13
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