No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I unfroze my reports for a day last week for the Navy CLOC and a BBR, but also put in for a CLI on my BofA Cash Rewards so I'd only be adding 1 HP to each report. I hadn't heard anything from them either way and no HP had hit my reports so I gave them a call. They hadn't reviewed it yet and actually asked if I wanted to use the pull from my BBR. Heck yeah...wasn't expecting that! She said it would need further review so I figured it was a bust.
Logged in later in the day and they approved the full amount of 15K from 8300. I don't know if the fact that they are my main bank and see my income is a factor, but I never knew BofA was going to be this generous. I couldn't even get a secured offer from them this time last year.
Extra bonus: I opened my rejection letter from my last AMEX BCE CLI attempt and it said I asked too early so I gave it another shot and while I didn't get the 3X, they did double the limit to 4K and I'm pretty excited about that as it was try #3!
I'm kind of winding down now that I've got the limits I want. I'll just sit in the garden and periodically see if Citi wants to beef up my DC sometime this decade.
@AverageJoesCredit wrote:
Haha, Oh Dc why cant you be my OCD.
BIG congrats Noxqs. These are some great approvals and i am truely happy for ya!. Boa doesnt want to give you any more pebbles, they are handing you BOULDERS Any more of those gonna have to give ya Colorado.
Whats up with the $15, LOL
Thank AJC! Whats up with $15? I'm a big ole spender obviously!
That's great Noxqs.
You just keep on being a good & steady card customer for BofA and you see how well they will show appreciation for that.
Congratulations!
@CreditMagic7 wrote:That's great Noxqs.
You just keep on being a good & steady card customer for BofA and you see how well they will show appreciation for that.
Congratulations!
Thanks CM7! I'm probably most OCD about their accounts as they see my entire financial picture, except for the $100 I've got parked at NFCU!
@Anonymous wrote:
@CreditMagic7 wrote:That's great Noxqs.
You just keep on being a good & steady card customer for BofA and you see how well they will show appreciation for that.
Congratulations!
Thanks CM7! I'm probably most OCD about their accounts as they see my entire financial picture, except for the $100 I've got parked at NFCU!
I found that BofA keeps a pretty orderly accounting of matters like that and will go the extra mile for you where some won't and that bodes well for them & their cardholders.
Best of luck as you continue going forward