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Amazon CLI Before 4th Statement ($$$$)

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Jlu
Established Contributor

Amazon CLI Before 4th Statement ($$$$)

Hadn't logged into my Amazon GE account recently and was pleasantly surprised to see this after starting with a $600 limit less than 4 months ago:

 

amazon.jpg

 

This coming month of December I've got about 5 cards that will be maturing to the 6-month-old mark so it should be an interesting month. Unlike some of you, I won't start a new thread everytime my CL goes up by $.02 Smiley Tongue Oh and interesting that I opened a Walmart GE card the day before I opened this Amazon card and Walmart is still at $300 CL even though I run a lot more through it than this Amazon card. I always wondered whether CCC were more apt to give you a CLI if you are dormant or if you are active - now I have my answer.

 

Merry Christmas!

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 1 of 14
13 REPLIES 13
Epcot
Valued Contributor

Re: Amazon CLI Before 4th Statement ($$$$)

Congrats, that's a nice increase! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 14
brother7
Established Contributor

Re: Amazon CLI Before 4th Statement ($$$$)

Last Payment: $.5.99

Congrats on your skill in maintaining the optimal 1% utilization Smiley Happy



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 3 of 14
rootpooty
Valued Contributor

Re: Amazon CLI Before 4th Statement ($$$$)

was this auto cli or did you request it?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 4 of 14
Jlu
Established Contributor

Re: Amazon CLI Before 4th Statement ($$$$)




@brother7 wrote:

Last Payment: $.5.99

Congrats on your skill in maintaining the optimal 1% utilization Smiley Happy


LOL - that is freakin hilarious proof that these CLI algorithms are working as is believed. I mean someone had to have wrote a program that finds a situation where 1% utilization + 677 FICO = $1400 CLI

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 5 of 14
Jlu
Established Contributor

Re: Amazon CLI Before 4th Statement ($$$$)


@rootpooty wrote:

was this auto cli or did you request it?


Auto ... Amazon GE is good for 1 thing.. overall utilization for scoring purposes only. Beyond that, they can take their 0% offers and stuff em.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 6 of 14
sphinx313
Established Contributor

Re: Amazon CLI Before 4th Statement ($$$$)

Excellent increase. Amazon is probably my favorite online store. I am going to have to apply for one of these cards when my credit becomes acceptable.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 7 of 14
rootpooty
Valued Contributor

Re: Amazon CLI Before 4th Statement ($$$$)


@Jlu wrote:

@rootpooty wrote:

was this auto cli or did you request it?


Auto ... Amazon GE is good for 1 thing.. overall utilization for scoring purposes only. Beyond that, they can take their 0% offers and stuff em.


Yeah because youve outgrown them. They are excellent for rebuilding or building and provide great Cli's that come with a SP

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 8 of 14
sphinx313
Established Contributor

Re: Amazon CLI Before 4th Statement ($$$$)

Hm, what do they pull? I wonder if I should apply at around 620 or so



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 9 of 14
rootpooty
Valued Contributor

Re: Amazon CLI Before 4th Statement ($$$$)


@sphinx313 wrote:

Hm, what do they pull? I wonder if I should apply at around 620 or so


tu

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 10 of 14
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