i just wanted to say thank you on behalf of my DH for his Amazon Prime Store card approval tonight. He has taken advice from this forum that I have given him and put it to good use. Scores are only about 635 across the board. He is patiently waiting for an Amex BCE, but was wanting the Amazon card for a while. We researched the topic for days here on this forum and Credit pulls database, and against my judgement, he said pull the trigger. I was so nervous for him because he has worked really hard on his scores. Well, he got the "call in to finish app" message. Gave them a ring, read back a text code, and Congrats, here's $600. Bought dog food with new $10 gift card (total was $.58) He would have never had the guts if it wasn't for you all.
Here are his stats so they may help someone else on their journey:
scores hover around 635 across all 3
1 very recent baddie that we are fighting (4 months old)
11% utility on Cap1 secured, and 2 Comenity accounts
As has been said, use it wisely and it will grow with you! Its one example where the store card is better than the major network card because of the 5% or 0% financing on large purchases.
Just be careful and use it wisely. Its easy to get the Amazon bug and buy stuff you don't need!
NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC: $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $6.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $2.8K | BotW: $3K
Current FICO 8 Scores: EQ: 822| TU: 792 | EX: 802
Congrats. My scores were low when I got this card so my limit was low. Now that my scores have risen my limit is up to $10K. I could probably ask for more but have no real need.
Keep up the good work.