No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Yesterday, I was placing an order on Amazon.com and the offer to apply for the Prime VS card popped up. I jumped on the offer but received the 30 day processing message. I have a ID theft alert on my reports, so I knew I wouldn't receive an instant approval. But I called Chase today to verify my identity and after 2-3 minutes the rep told me I was approved for $6k. I'm glad to be back in with Chase, because I was denied for the freedom in 01/2017. The $70 gift card is nice too.
Data Points: Pulled EX, 719, 1 inq. with 5 baddies (3 late accts & 2 Chase COs(unpaid) all from 2011), AAoA = 8 years, UTI 1%.
$6k with an unpaid CO? Wow Chase must like you! Congrats!
@Anonymous wrote:$6k with an unpaid CO? Wow Chase must like you! Congrats!
Yes I was really shocked too. At first I didn't realize that Chase backs the Amazon Prime card or I would have never apped. After applying, then researching I just knew Chase would deny it but I guess I slipped into to Chase grace.
Wow, congrats! To get a foot in the door with 2 unpaid COs reporting is no small feat. Hopefully you can build your relationship from there.
@Anonymous wrote:Yesterday, I was placing an order on Amazon.com and the offer to apply for the Prime VS card popped up. I jumped on the offer but received the 30 day processing message. I have a ID theft alert on my reports, so I knew I wouldn't receive an instant approval. But I called Chase today to verify my identity and after 2-3 minutes the rep told me I was approved for $6k. I'm glad to be back in with Chase, because I was denied for the freedom in 01/2017. The $70 gift card is nice too.
Data Points: Pulled EX, 719, 1 inq. with 5 baddies (3 late accts & 2 Chase COs(unpaid) all from 2011), AAoA = 8 years, UTI 1%.
Congrats!
For additional data points how much were the two Chase C/O?
Congrats although don't you think you are playing with fire unless you are past the SOL in your state?
Congrats on getting back in with Chase
Hopefully Chase scrubbed their blacklist files abit and some more of us can get back in now
@sjt wrote:
@Anonymous wrote:Yesterday, I was placing an order on Amazon.com and the offer to apply for the Prime VS card popped up. I jumped on the offer but received the 30 day processing message. I have a ID theft alert on my reports, so I knew I wouldn't receive an instant approval. But I called Chase today to verify my identity and after 2-3 minutes the rep told me I was approved for $6k. I'm glad to be back in with Chase, because I was denied for the freedom in 01/2017. The $70 gift card is nice too.
Data Points: Pulled EX, 719, 1 inq. with 5 baddies (3 late accts & 2 Chase COs(unpaid) all from 2011), AAoA = 8 years, UTI 1%.
Congrats!
For additional data points how much were the two Chase C/O?
1 CO was for $2500 & the other was $5000 so a total of $7500 before interest and fees $10,578 after.
@CreditCuriousity wrote:Congrats although don't you think you are playing with fire unless you are past the SOL in your state?
AL SOL expired after 6 years which was in April 2017