Amazon Prime VS Approval

[Anonymous]

Yesterday, I was placing an order on Amazon.com and the offer to apply for the Prime VS card popped up. I jumped on the offer but received the 30 day processing message. I have a ID theft alert on my reports, so I knew I wouldn't receive an instant approval. But I called Chase today to verify my identity and after 2-3 minutes the rep told me I was approved for $6k. I'm glad to be back in with Chase, because I was denied for the freedom in 01/2017. The $70 gift card is nice too.

Data Points: Pulled EX, 719, 1 inq. with 5 baddies (3 late accts & 2 Chase COs(unpaid) all from 2011), AAoA = 8 years, UTI 1%. 

[Anonymous]

$6k with an unpaid CO? Wow Chase must like you! Congrats!

[Anonymous]

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@Anonymous wrote:

$6k with an unpaid CO? Wow Chase must like you! Congrats!

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Yes I was really shocked too. At first I didn't realize that Chase backs the Amazon Prime card or I would have never apped. After applying, then researching I just knew Chase would deny it but I guess I slipped into to Chase grace.

[LadyJEsq]

Wow, congrats! To get a foot in the door with 2 unpaid COs reporting is no small feat. Hopefully you can build your relationship from there.

[sjt]

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@Anonymous wrote:

Yesterday, I was placing an order on Amazon.com and the offer to apply for the Prime VS card popped up. I jumped on the offer but received the 30 day processing message. I have a ID theft alert on my reports, so I knew I wouldn't receive an instant approval. But I called Chase today to verify my identity and after 2-3 minutes the rep told me I was approved for $6k. I'm glad to be back in with Chase, because I was denied for the freedom in 01/2017. The $70 gift card is nice too.

Data Points: Pulled EX, 719, 1 inq. with 5 baddies (3 late accts & 2 Chase COs(unpaid) all from 2011), AAoA = 8 years, UTI 1%. 

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Congrats!

For additional data points how much were the two Chase C/O?

[CreditCuriosity]

Congrats although don't you think you are playing with fire unless you are past the SOL in your state?  

[Meanmchine]

Congrats on getting back in with Chase

Hopefully Chase scrubbed their blacklist files abit and some more of us can get back in now

[Anonymous]

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@sjt wrote:

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@Anonymous wrote:

Yesterday, I was placing an order on Amazon.com and the offer to apply for the Prime VS card popped up. I jumped on the offer but received the 30 day processing message. I have a ID theft alert on my reports, so I knew I wouldn't receive an instant approval. But I called Chase today to verify my identity and after 2-3 minutes the rep told me I was approved for $6k. I'm glad to be back in with Chase, because I was denied for the freedom in 01/2017. The $70 gift card is nice too.

Data Points: Pulled EX, 719, 1 inq. with 5 baddies (3 late accts & 2 Chase COs(unpaid) all from 2011), AAoA = 8 years, UTI 1%. 

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Congrats!

For additional data points how much were the two Chase C/O?

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1 CO was for $2500 & the other was $5000 so a total of $7500 before interest and fees $10,578 after.

[Anonymous]

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@CreditCuriousity wrote:

Congrats although don't you think you are playing with fire unless you are past the SOL in your state?  

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AL SOL expired after 6 years which was in April 2017