cancel
Showing results for 
Search instead for 
Did you mean: 

Amazon Prime Visa after Recon

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

Amazon Prime Visa after Recon

Happy Prime Day!!

I was doing some amazon shopping and saw the $70 gift card again. It’s been two weeks since an app, and my future Christmas shopping came to the back of my mind. I read a few articles about the 5/24 rule not really applying to the amazon card when finally I decided I might as well; I don’t plan on applying for anything big for at least 2 years regardless.

Boom: instant deny.

I went on Experian and sure enough there’s the Chase inquiry; I decided then I might as well recon it.

Called the number an hour after the app, guy confirmed my app and asked if there were any changes, said an account was not on there yet. Asked specific income questions like what employer, where’s it split, etc. Put on hold for 5 min. Picks up again, asks why I have 5 inquiries in last 6 months, explained how cap 1 denied and how I’m building credit for the long term, always pay in pull, etc etc.

Put on hold for another 5 min.
Starts saying generic things about having reviewed app making me think it’s denied when boom, accepted. Starting Line is $1000 which is a terrific start since it’ll be a once every other week or so card.

Experian stayed at 738, will check it again tomorrow to see if it changed.

First recon to work for me and first card from chase (I’m eyeing the CSP in 3 years) so I’m super happy.

Back to the garden for good this time!
College Junior
Starting Score: 724
Current Score: 744
Goal Score: 775

10 REPLIES 10
Regular Contributor

Re: Amazon Prime Visa after Recon

Happy Prime Day and Congrats on the Recon!



                                              
Total Credit: $93,400Utilization: 4%AAoA: 1yrs, 10mthsAoOA: 2yrs, 2mthsBaddies: 0

             
Message 2 of 11
Valued Contributor

Re: Amazon Prime Visa after Recon

Nicely done, ST. Congrats!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (01/18/2020): FICO 08 EXP: 744; TU: 748; EQ: 748
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 3 of 11
Senior Contributor

Re: Amazon Prime Visa after Recon

Congrats on recon and approval !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 11
Valued Contributor

Re: Amazon Prime Visa after Recon

Congrats on the recon. All of my Chase recons have been unsuccessful and brutal AF.

Now if I can just get Amazon to stop crashing so I can actually buy the things I put in my cart this afternoon.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 5 of 11
Valued Contributor

Re: Amazon Prime Visa after Recon

Congrats on the approval! 

Currently: Gardening since 12/29/2019




Message 6 of 11
Frequent Contributor

Re: Amazon Prime Visa after Recon

Congrats on the recon and approval! Nicely done!!
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 7 of 11
Community Leader
Senior Contributor

Re: Amazon Prime Visa after Recon

Congrats on your approval! Happy shopping! 

Got some pruning to do... No more new cards!
Message 8 of 11
Senior Contributor

Re: Amazon Prime Visa after Recon

Congratulations! Nice approval! Smiley Happy

Current Scores: EQ 679;TU 647; EX 679 Gardening since 11/7/18
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015
Message 9 of 11
Valued Contributor

Re: Amazon Prime Visa after Recon

Congrats on the new card, time for Prime day! Nice recon as well..

@ 4theLoveofPoints - I've had a few of those, usually what I do when I get someone on the phone that feels like they aren't going to assist me in the best way, I make an excuse and hang up, give it a few minutes and then call back. Just the initial few words (tone, how they speak), will tell you if someone's willing to work with you or not.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.