Happy Prime Day!!
I was doing some amazon shopping and saw the $70 gift card again. It’s been two weeks since an app, and my future Christmas shopping came to the back of my mind. I read a few articles about the 5/24 rule not really applying to the amazon card when finally I decided I might as well; I don’t plan on applying for anything big for at least 2 years regardless.
Boom: instant deny.
I went on Experian and sure enough there’s the Chase inquiry; I decided then I might as well recon it.
Called the number an hour after the app, guy confirmed my app and asked if there were any changes, said an account was not on there yet. Asked specific income questions like what employer, where’s it split, etc. Put on hold for 5 min. Picks up again, asks why I have 5 inquiries in last 6 months, explained how cap 1 denied and how I’m building credit for the long term, always pay in pull, etc etc.
Put on hold for another 5 min.
Starts saying generic things about having reviewed app making me think it’s denied when boom, accepted. Starting Line is $1000 which is a terrific start since it’ll be a once every other week or so card.
Experian stayed at 738, will check it again tomorrow to see if it changed.
First recon to work for me and first card from chase (I’m eyeing the CSP in 3 years) so I’m super happy.
Back to the garden for good this time!