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Amazon Store Card Approval - Gave up on Chase

frencheese
Contributor

Amazon Store Card Approval - Gave up on Chase

After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 1 of 14
13 REPLIES 13
ChargedUp
Valued Contributor

Re: Amazon Store Card Approval - Gave up on Chase

Congrats on the new card!

 

Chase can be fickle to deal with, but in time and good payment history, I'm sure Chase will come around. In the mean time, enjoy that nice SL on the store card!

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 2 of 14
JoeLuvsHisCredit
Valued Contributor

Re: Amazon Store Card Approval - Gave up on Chase

congrats in a couple months with payments ask for a cli  Smiley Happy aim high they will counter Smiley Happy

Message 3 of 14
CreditMagic7
Super Contributor

Re: Amazon Store Card Approval - Gave up on Chase


@frencheese wrote:

After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.


GOOD FOR YOU!! Both Smiley Happy

 

Chase is cheapo sometimes and if your not already a long time or previous customer with some history they can tend to stagnate cards like Amazon. As mentioned Chase works off their own scoring system and waiting them out for a CLI is defeating for some customers who gear spend on such a card.

 

Congratulations! and don't you be bothered by Chase anymore as concerns Amazon, Synchrony is more flexible, much more generous with limits because they look at not only spend but will react for you positively as your/hisTU Score goes up and will reward accordingly Smiley Happy

 

 

Message 4 of 14
frencheese
Contributor

Re: Amazon Store Card Approval - Gave up on Chase


@CreditMagic7 wrote:

@frencheese wrote:

After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.


GOOD FOR YOU!! Both Smiley Happy

 

Chase is cheapo sometimes and if your not already a long time or previous customer with some history they can tend to stagnate cards like Amazon. As mentioned Chase works off their own scoring system and waiting them out for a CLI is defeating for some customers who gear spend on such a card.

 

Congratulations! and don't you be bothered by Chase anymore as concerns Amazon, Synchrony is more flexible, much more generous with limits because they look at not only spend but will react for you positively as your/hisTU Score goes up and will reward accordingly Smiley Happy

 

 


Thanks! I was worried that Synchrony wouldn't give him a great credit line because his Paypal Mastercard is only at $2700 but I'm pretty happy with the $4400. I did try the trick of having him apply for another Chase card so he could move the CL but Chase denied him of course.

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 5 of 14
CreditMagic7
Super Contributor

Re: Amazon Store Card Approval - Gave up on Chase


@frencheese wrote:

@CreditMagic7 wrote:

@frencheese wrote:

After more than a year of Chase refusing to raise my husband's CL on his Chase Amazon Prime Visa from $1000 I finally gave up and had him apply for the Amazon Store Credit Card. Approved with a $4400 limit. Now we can finally get 5% cash back at Amazon without having to pay multiple times a month.


GOOD FOR YOU!! Both Smiley Happy

 

Chase is cheapo sometimes and if your not already a long time or previous customer with some history they can tend to stagnate cards like Amazon. As mentioned Chase works off their own scoring system and waiting them out for a CLI is defeating for some customers who gear spend on such a card.

 

Congratulations! and don't you be bothered by Chase anymore as concerns Amazon, Synchrony is more flexible, much more generous with limits because they look at not only spend but will react for you positively as your/hisTU Score goes up and will reward accordingly Smiley Happy

 

 


Thanks! I was worried that Synchrony wouldn't give him a great credit line because his Paypal Mastercard is only at $2700 but I'm pretty happy with the $4400. I did try the trick of having him apply for another Chase card so he could move the CL but Chase denied him of course.


Synchrony will most definitely come around for you guys in a more positive manner than Chase, mostly because Chase is geared to High End big spenders on their Hotel Cards and the like. so they tend to mope around on what they consider low end cards that don't raise enough cash for them in comparison.

 

I got tired waiting for a CLI on my last Chase card, the Freedom which was stuck at the same limit over a year and so i closed the thing and am currently free of any Chase Cards. As well as their double-pulls Smiley Very Happy

 

 

Message 6 of 14
ItsPossible
Valued Contributor

Re: Amazon Store Card Approval - Gave up on Chase

Congrats on hubbie's Amazon approval! Enjoy!

"Hover mouse over cards to see CL and APR info"


Message 7 of 14
AverageJoesCredit
Community Leader
Mega Contributor

Re: Amazon Store Card Approval - Gave up on Chase

Chase who? LolSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 8 of 14
pinkandgrey
Community Leader
Senior Contributor

Re: Amazon Store Card Approval - Gave up on Chase

Congrats! Not a bad SL for that one either! 

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Message 9 of 14
WhatTickaWhat
Established Contributor

Re: Amazon Store Card Approval - Gave up on Chase

Syncrony is great with the amzn store card.

Chase not so much, for me.

 

Congrats on hubby's approval and starting limit!

 



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