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Amazon Store Card

VipreArmed
Contributor

Re: Amazon Store Card


@TygerHawke wrote:

@VipreArmed wrote:

Does anyone know if you aren't approved for the Visa, do they offer you the store card instead?  Or do you have to apply for either one.  My girlfriend wants one but doesn't want store card if she can't get the Visa.  


They do not.  Each card is offered by a different bank, and they do not share applications.


 

Thanks.  I thought so but I said I'll check the forums to make sure.  

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
10/30/2017 EQ: 641 TU: 681 EX: 695
Goal: 720 EQ-TU-EX

Gardening till April 2018!


Message 21 of 26
Creditbuilder36
Frequent Contributor

Re: Amazon Store Card

Yes Amazon Store Card is Synchrony Bank and the Amazon Visa is Chase
Message 22 of 26
Total80sKid
Valued Contributor

Re: Amazon Store Card

I still wonder why people want a Chase Amazon Card over a regular Amazon Card.

The Chase one only allows you to use the card everywhere. The rewards are no better than other reward cc out there right now.

Not to mention synchrony gives far bigger credit lines than Chase will and all with a SP.

If I'm wrong, please explain why it's better than the store card.

Might have to come out of the garden again Smiley Tongue
Message 23 of 26
VipreArmed
Contributor

Re: Amazon Store Card


@Total80sKid wrote:
I still wonder why people want a Chase Amazon Card over a regular Amazon Card.

The Chase one only allows you to use the card everywhere. The rewards are no better than other reward cc out there right now.

Not to mention synchrony gives far bigger credit lines than Chase will and all with a SP.

If I'm wrong, please explain why it's better than the store card.

Might have to come out of the garden again Smiley Tongue

 

Agreed.  I tried to explain the same thing but she prefers the Visa which makes little sense to me if the idea is to only use it on Amazon.  But hey, it's not my credit lol (she's really responsible though).  

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
10/30/2017 EQ: 641 TU: 681 EX: 695
Goal: 720 EQ-TU-EX

Gardening till April 2018!


Message 24 of 26
Creditbuilder36
Frequent Contributor

Re: Amazon Store Card

I'm glad you said that I love my store card 💳 and am looking forward to huge increases in the future 🙃😊🙂🙃
Message 25 of 26
TygerHawke
Established Contributor

Re: Amazon Store Card

I prefer the store card for two reasons:

1. I am not tempted to blow my Amazon budget elsewhere, and

2. If I ever need it pay over time options without interest are baked right in.
Message 26 of 26
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