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Amazon Synchrony Store Card Approval. Super Low Limit

Yuppitsmeeee
New Contributor

Amazon Synchrony Store Card Approval. Super Low Limit

Well after going back and forth with Synchrony regarding this card for the past 2 weeks, I finally called again (this was going to be my final call)  and was speaking to one of the nicest CSR's I think I have ever spoken to. She did some verification and sent me a text message. BOOM Approved! Only thing is I was approved for 150$. I tried to recon the amount on the spot and was declined. They pulled TU which came back as a 717. I have very low UTI and my other personal cards limits are atleast 10X higher than this one. Any advice to get this limit up? I spend about 400-600 every month on amazon. Should I funnel all use to this card and pay off multiple times per month?

6 REPLIES 6
AllZero
Super Contributor

Re: Amazon Synchrony Store Card Approval. Super Low Limit

Congratulations on your approval!
Message 2 of 7
mikesonthemend
Valued Contributor

Re: Amazon Synchrony Store Card Approval. Super Low Limit


@Yuppitsmeeee wrote:

Well after going back and forth with Synchrony regarding this card for the past 2 weeks, I finally called again (this was going to be my final call)  and was speaking to one of the nicest CSR's I think I have ever spoken to. She did some verification and sent me a text message. BOOM Approved! Only thing is I was approved for 150$. I tried to recon the amount on the spot and was declined. They pulled TU which came back as a 717. I have very low UTI and my other personal cards limits are atleast 10X higher than this one. Any advice to get this limit up? I spend about 400-600 every month on amazon. Should I funnel all use to this card and pay off multiple times per month?


Congrats! Strong use and keeping balance low can't hurt.  I would sign up for the free credit score feature when signed in to your new Amazon Store Card account. This will provide some insight into how they see you.




Living through Darwinism is so much worse than learning about about it in school.
Message 3 of 7
Rebuild2019
Established Contributor

Re: Amazon Synchrony Store Card Approval. Super Low Limit

Congratulations on your approval @Yuppitsmeeee


CARDS: Discover It | QuickSilver One | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | Verizon Visa | Wells Fargo Platinum | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 4 of 7
M_Smart007
Epic Contributor

Re: Amazon Synchrony Store Card Approval. Super Low Limit

Congrats!

Message 5 of 7
Steve891
Senior Contributor

Re: Amazon Synchrony Store Card Approval. Super Low Limit

Congrats on your Sync Amazon Store approval. Don't worry about the limit, Sync cards will grow like wildfire!




Message 6 of 7
Shooting-For-800
Senior Contributor

Re: Amazon Synchrony Store Card Approval. Super Low Limit

I would use as much as possible and send as many payments per month as needed.

ALL of my synch cards have grown dramatically and my scores are under 720 on average.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship, Synchrony, Evergreen, & Venture



Message 7 of 7
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