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Amazon/Synchrony store card approval

cincydavid
Frequent Contributor

Amazon/Synchrony store card approval

I was looking for (and found) above-door garland hangers for Christmas decorating on Amazon.  Got the "save $60" offer if I app'd the Amazon store card.  I figured it was worth saving $60 so I hit the APP button.  Instant $1500 approval.  Do I need another card?  Nope.  Do I need another STORE card?  Nope.  Did I do it for the $60?  Yup.  Everybody has a price, now we all know mine.

Message 1 of 8
7 REPLIES 7
xaximus
Valued Contributor

Re: Amazon/Synchrony store card approval

Congrats on the approval! If it only cost $60.........hmmmm.....Smiley Very Happy



Scores - All bureaus 756 +
TCL - Est. $275K
Message 2 of 8
cincydavid
Frequent Contributor

Re: Amazon/Synchrony store card approval

Yep, I'm cheap but I'm not trashy.Smiley Indifferent

Message 3 of 8
19eighty5
Senior Contributor

Re: Amazon/Synchrony store card approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 8
RonM21
Valued Contributor

Re: Amazon/Synchrony store card approval

Congrats on the approval!!!
                

Total CL: $304.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-11.7k | CHASE-10k

Message 5 of 8
Medic981
Valued Contributor

Re: Amazon/Synchrony store card approval


Congrats ! ! !

















Your FICO credit scores are not just numbers, it’s a skill.

Message 6 of 8
James_A
Valued Contributor

Re: Amazon/Synchrony store card approval

Cool story, cd. Congrats!

Any DPs to share?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 7 of 8
cincydavid
Frequent Contributor

Re: Amazon/Synchrony store card approval

As far as data points, 708 per the "FICO" page at American Express, 633 Vantage 3.0?!? This approval puts me over $200K in credit limits, 5% util reporting, $200k household income.  15+ inquiries, depending on who you ask. 

Message 8 of 8
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