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Amazon and Walmart Store Card, Increase?

NoCredit-to-HighCredit
Established Member

Amazon and Walmart Store Card, Increase?

I just got approved for a $250 Walmart Card Limit and $800 Amazon Card Limit. Should I call and request an increase? If so, for how much?
Month 6: Capital One Secured - $500; Wells Fargo College - $700; Express - $750; Overstock - $1000; PayPal - $1000; Discover It Student - $500; Walmart - $250; Amazon - $800; Chase Freedom - $2500 Total Credit: $5,500
Message 1 of 16
15 REPLIES 15
fltireguy
Valued Contributor

Re: Amazon and Walmart Store Card, Increase?

YES!! Call Credit Solutions..

What is your TU Fico8?

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 16
NoCredit-to-HighCredit
Established Member

Re: Amazon and Walmart Store Card, Increase?

Im not too sure. I still don't quite understand which places offer what scores. Where would I get that particular score?

Month 6: Capital One Secured - $500; Wells Fargo College - $700; Express - $750; Overstock - $1000; PayPal - $1000; Discover It Student - $500; Walmart - $250; Amazon - $800; Chase Freedom - $2500 Total Credit: $5,500
Message 3 of 16
JonMark
New Contributor

Re: Amazon and Walmart Store Card, Increase?

About a month or two ago I was approved for Amazon for $800 and Wal-Mart for $300 - I called both asking for an increase, and both denied. The rep told me they do regular increases every few months, but you're always welcome to ask whenever you want. I'll just wait a couple more months and see if they automatically increase for me.

Total Credit: $29,650

AMEX Delta Skymiles: $6,000 | Discover IT Secured: $500 | Capital One QuickSilver: $2,600 | eBay Mastercard: $500 | Bank of America Cash Rewards: $500 | Minor Credit Cards: $19,550
Message 4 of 16
NoCredit-to-HighCredit
Established Member

Re: Amazon and Walmart Store Card, Increase?

How much did you request?

 

Month 6: Capital One Secured - $500; Wells Fargo College - $700; Express - $750; Overstock - $1000; PayPal - $1000; Discover It Student - $500; Walmart - $250; Amazon - $800; Chase Freedom - $2500 Total Credit: $5,500
Message 5 of 16
JonMark
New Contributor

Re: Amazon and Walmart Store Card, Increase?


@NoCredit-to-HighCredit wrote:

How much did you request?

 


Wal-Mart didn't ask for a requested limit, only asked for my salary - both by calling in and through the account online (I tried both) ... Amazon I asked for $2,000 through chat online, and $1,500 through calling in. I tried two methods for each, but no go for me. You may have better luck though. As far as I know it's just a soft pull, so no harm in trying. 

Total Credit: $29,650

AMEX Delta Skymiles: $6,000 | Discover IT Secured: $500 | Capital One QuickSilver: $2,600 | eBay Mastercard: $500 | Bank of America Cash Rewards: $500 | Minor Credit Cards: $19,550
Message 6 of 16
NoCredit-to-HighCredit
Established Member

Re: Amazon and Walmart Store Card, Increase?

I suppose it doesn't hurt to try.

Month 6: Capital One Secured - $500; Wells Fargo College - $700; Express - $750; Overstock - $1000; PayPal - $1000; Discover It Student - $500; Walmart - $250; Amazon - $800; Chase Freedom - $2500 Total Credit: $5,500
Message 7 of 16
JonMark
New Contributor

Re: Amazon and Walmart Store Card, Increase?

Best of luck!! Hopefully you'll get a nice increase Smiley Happy my scores are probably not good enough for recon credit lines, as I am still rebuilding. 

Total Credit: $29,650

AMEX Delta Skymiles: $6,000 | Discover IT Secured: $500 | Capital One QuickSilver: $2,600 | eBay Mastercard: $500 | Bank of America Cash Rewards: $500 | Minor Credit Cards: $19,550
Message 8 of 16
NoCredit-to-HighCredit
Established Member

Re: Amazon and Walmart Store Card, Increase?

No such luck.

Month 6: Capital One Secured - $500; Wells Fargo College - $700; Express - $750; Overstock - $1000; PayPal - $1000; Discover It Student - $500; Walmart - $250; Amazon - $800; Chase Freedom - $2500 Total Credit: $5,500
Message 9 of 16
OzMan1788
Established Contributor

Re: Amazon and Walmart Store Card, Increase?

You should always call.  Ask for $25k, if you are comfortable doing so.  If not, as for twice what you think you will be able to get.  

 

Also, my experience is you can get a CLI every four months (perhaps four months and 1 day, that's what it was for my Sams MC) from the LUV button.  So, definitely go back on the 5th of October, at the latest.

 

 

Message 10 of 16
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