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Amazon credit builder

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Brian_Earl_Spilner
Credit Mentor

Re: Amazon credit builder


@coreysw12 wrote:

That's pretty cool, I actually like the way they do that... You apply for the card you want (regular amazon card, in this case), and if they deny you, they offer you something else instead. I wish more cards did that.

 

Usually, what happens is you apply for the card you want, deny you, and suggest other cards for you to try applying for instead, which also deny you and probably are all costing you multiple HPs every time. Presumably Amazon uses the same HP for both applications?


Yes, there's only 1 HP. If you don't qualify for the normal one, but qualify for the rebuilder, you'll be offered it. Other Banks used to do this like Cap1 and Discover.

    
Message 11 of 15
Anonymous
Not applicable

Re: Amazon credit builder

Congrats! I was just approved as well. I'm curious, how much of a deposit did you load? I still haven't decided yet 

Message 12 of 15
Anonymous
Not applicable

Re: Amazon credit builder

congrats!!

Message 13 of 15
19eighty5
Senior Contributor

Re: Amazon credit builder

Congrats on the card. Keep us updated!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 14 of 15
tbque
Valued Contributor

Re: Amazon credit builder

Congrats and much success with your credit building!





Message 15 of 15
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