@Anonymous wrote:
Well I decided to press the luv button and see what it said was instantly approved for the $10,000 I requested
Now one may ask what can you buy for 10k in AEO my short answer is I do not know nor did I need the increase. This is the highest my balance has been since opening my card.
Opened the card back in July-ish 2016 $280 approval online bumped to $3,000 with credit solutions than $5,000 back in November and now I am sitting at $10,000
I was contemplating asking for a CLD before pressing the button tonight, I really only need about $1,000 on this card.
My total exposure with Synchrony is now $18,000 which is $1,200 short of my annual income
$8,000 Marvel CL was denied last increase because it was too close to my last increase
I keep hearing 'credit solutions'--- can you tell me what that is?
@Anonymous wrote:
@Anonymous wrote:
Well I decided to press the luv button and see what it said was instantly approved for the $10,000 I requested
Now one may ask what can you buy for 10k in AEO my short answer is I do not know nor did I need the increase. This is the highest my balance has been since opening my card.
Opened the card back in July-ish 2016 $280 approval online bumped to $3,000 with credit solutions than $5,000 back in November and now I am sitting at $10,000
I was contemplating asking for a CLD before pressing the button tonight, I really only need about $1,000 on this card.
My total exposure with Synchrony is now $18,000 which is $1,200 short of my annual income
$8,000 Marvel CL was denied last increase because it was too close to my last increase
I keep hearing 'credit solutions'--- can you tell me what that is?
Scorpio; of course, I am not an expert on Credit Solutions because I hate human interaction Lolz.
It is a number you call that connects you directly to Synchrony Bank's underwriters... It is said that if you ask them for any amount they will check your account and see if you are applicable for that amount say $10,000 if you are not applicable for the $10,000 they will come back and say "I am sorry I cannot approve you for $10,000 but I can approve you for say $5,000 today is that alright?" Then you agree and your new Credit Limit is $5,000..
I personally use the online credit limit increase button; it works much the same as Credit Solutions, you can request $10,000 and it will either approve you for $10,000 or come back with an offer of something lower.
Hopefully someone more experienced with Credit Solutions will chime in soon and give you more info in case mine did not make sense!
I tried but for a "Transaction Compete. You will be notified in 7-10 days of our decision"
I'm taking that is a denial. It's a new card as mentioned above so I'm not too upset.
I'm taking that is a denial. It's a new card as mentioned above so I'm not too upset.
@Anonymous wrote:
I tried but for a "Transaction Compete. You will be notified in 7-10 days of our decision"
I'm taking that is a denial. It's a new card as mentioned above so I'm not too upset.
I am sorry about the denial, Synchrony can be very strange. For some, they will more than triple the limit within a few days for others they make you wait a few months. I have read that those with a 720+ Transunion Fico have the best results with CLIs from Synchrony.
I'm at a 763 on TU. I got the letter and it said I don't have enough history at the current limit.
I'll try again next month.
I'll try again next month.