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American Express B C P Instant Approval!!!!

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Frequent Contributor

American Express B C P Instant Approval!!!!

So, I just found a signup bonus offer for the Blue Cash Preferred and couldn't help myself - I app'ed a few minutes ago.  Instant approval!  I forgot where the link is to check for APR/CL is, but I'm just excited to learn that I got the card!  I initially wanted to wait 2 weeks for some payments to post on my cards (at 36% Util), but when I saw the extra signup bonus I had to jump for it!

 

I don't have my true FICO scores, but my FAKO from CK is 754, and 765 from CS.  No baddies, 22 yrs old with 3 yrs 0 months AAoA (before apping).  PLUS, this gets backdated from my PRG in June Smiley Happy

 

Thanks again to everyone on this forum!  Now my dress shopping can be done a few weeks early Smiley Very Happy

 

 

 

EDIT:  Just called the backdoor number on this thread - was approved for $2k, which is kind of low, BUT, at 12.99%, which is the best APR they offer for the card!  Very happy with this, as it's much easier to get a CLI than it is to get an APR reduction!

 

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
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Established Contributor

Re: American Express B C P Instant Approval!!!!

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Established Contributor

Re: American Express B C P Instant Approval!!!!

Congrats and welcome!! You're gonna love this card! Smiley Happy

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


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Valued Contributor

Re: American Express B C P Instant Approval!!!!

welp that alone covers the af for 3 years!

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
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Frequent Contributor

Re: American Express B C P Instant Approval!!!!


@creditnocash wrote:

welp that alone covers the af for 3 years!


Haha that's exactly why I went ahead and app'ed.. I already spend enough in the bonus categories to justify the AF, but it still feels good to know that it's basically covered for the next 3 years for me Smiley Happy

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
Message 5 of 7
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Senior Contributor

Re: American Express B C P Instant Approval!!!!

nice!!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
Message 6 of 7
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Valued Contributor

Re: American Express B C P Instant Approval!!!!

Great! Congrats on the approval! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
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