So my Amex Everyday was the 3rd card I ever got back in August 2015 with a $2000 credit limit (Im only 24 years old) and have never been able to get a CLI on it. Anyways at the time I didn't know much about cards but knew the prestige of Amex and was browsing their site back then and went "Oh wow, an Amex with no annual fee!" and apped for it. Anyways after learning more about cards, I always wanted the BCE due to I like the cash back a lot better then the membership reward points, and wish I would of went for that instead of the Everyday. I applied at one point several months back and got denied.
Went into the chat today and asked if I could product changed and told me it wouldn't be possible but told me I could just apply and they have a $100 cash back if you spend $1000 within the first 90 days. Considering I never been able to get a CLI on my first card, and I was denied months ago for the BCE, I wasn't optimistic but went ahead and app'd, and low and behold, instantly approved for $1200!
Couldn't add it to my account, so I created a second account and went to the chat again and they were able to combine it, said I will be able to see it under one login within 24 hours. So once I am able to see my two cards are under one login I'm going to go ahead and combine my everyday with my BCE and have $3200. I believe the first card needs to be opened for at least 12 months and the card you're combining it with has no requirement on how long it needs to be opened for...( I think, can anyone comfirm that for me? Thank you in advance!) And with the $100 cash back offer if you spend $1000 in 90 days, it was definitely worth the hard pull!
Enjoy your new Amex. I remember back in the day when i had me 2 Amex's but didnt truely understand credit . Treat them well and it will serve you well into the future
@Royalbacon wrote:So my Amex Everyday was the 3rd card I ever got back in August 2015 with a $2000 credit limit (Im only 24 years old) and have never been able to get a CLI on it. Anyways at the time I didn't know much about cards but knew the prestige of Amex and was browsing their site back then and went "Oh wow, an Amex with no annual fee!" and apped for it. Anyways after learning more about cards, I always wanted the BCE due to I like the cash back a lot better then the membership reward points, and wish I would of went for that instead of the Everyday. I applied at one point several months back and got denied.
Went into the chat today and asked if I could product changed and told me it wouldn't be possible but told me I could just apply and they have a $100 cash back if you spend $1000 within the first 90 days. Considering I never been able to get a CLI on my first card, and I was denied months ago for the BCE, I wasn't optimistic but went ahead and app'd, and low and behold, instantly approved for $1200!
Couldn't add it to my account, so I created a second account and went to the chat again and they were able to combine it, said I will be able to see it under one login within 24 hours. So once I am able to see my two cards are under one login I'm going to go ahead and combine my everyday with my BCE and have $3200. I believe the first card needs to be opened for at least 12 months and the card you're combining it with has no requirement on how long it needs to be opened for...( I think, can anyone comfirm that for me? Thank you in advance!) And with the $100 cash back offer if you spend $1000 in 90 days, it was definitely worth the hard pull!
Congrats on the approval! The second card, I believe, needs to be open for 60 days before you can combine.