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Congrats!
@Anonymous wrote:I thought I read somewhere else on here that the donor card had to have at least been a year / 13 months old to be able to combine/transfer CLs.
I don't think that same thread made any mention on the age of the receiving card though.
Regardless, Congrats! It's a great card.
Yup, donor card needs to be 12-13 months, I got my everyday back in August 2015. But i've also heard the receiving card needs to be 60 days old but it let me transfer credit limits on their site no problem though from my Everyday to BCE.
Cheesepuffs wrote:
Congratulations! I'm the same age as you and hoping to get a BCE in a few months as my third CC. Can I ask what your scores are?
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Just got the card in the mail today, they included my Experian score that they pulled and it was 691.
And other info if you're curious 9% utilization, 16 Experian inquiries with 11 of those in the past 6 months. AAOA about 4 months.
@Royalbacon wrote:
@Anonymous wrote:I thought I read somewhere else on here that the donor card had to have at least been a year / 13 months old to be able to combine/transfer CLs.
I don't think that same thread made any mention on the age of the receiving card though.
Regardless, Congrats! It's a great card.Yup, donor card needs to be 12-13 months, I got my everyday back in August 2015. But i've also heard the receiving card needs to be 60 days old but it let me transfer credit limits on their site no problem though from my Everyday to BCE.
As noted on some threads, it's actually 13 statements (so closer to 14 months) after rather than months, just in case you run into a problem.
Congrats on the BCE! I'm downgrading my BCP to the BCE at the end of the year. If I pay the annual fee, my effective return on spend on this card is along the lines of 0.1%. It goes up to around 3% (since I almost exclusively use it at grocery stores, and it's just me, so $6000 spend at the grocery in a year is almost impossible even if I went pure organic!).
Yup. That's what it is. Great information! If you can get the timing of when the accounts are opened to when they mature enough for the credit limit transfer, then go for it, otherwise though it's definitely worth the wait.