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American Express Blue Cash Everyday INSTANT APPROVAL!

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Established Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!

Congrats!

Message 11 of 17
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Frequent Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!


@JJE8489 wrote:

I thought I read somewhere else on here that the donor card had to have at least been a year / 13 months old to be able to combine/transfer CLs.

I don't think that same thread made any mention on the age of the receiving card though.


Regardless, Congrats! It's a great card.


Yup, donor card needs to be 12-13 months, I got my everyday back in August 2015. But i've also heard the receiving card needs to be 60 days old but it let me transfer credit limits on their site no problem though  from my Everyday to BCE.

Too many new cards and am too lazy to update my signature
Message 12 of 17
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Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!

Congratulations! I'm the same age as you and hoping to get a BCE in a few months as my third CC. Can I ask what your scores are?
Message 13 of 17
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Frequent Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!


Cheesepuffs wrote:
Congratulations! I'm the same age as you and hoping to get a BCE in a few months as my third CC. Can I ask what your scores are?

_________________________________________________________________________________

 

Just got the card in the mail today, they included my Experian score that they pulled and it was 691.

 

And other info if you're curious 9% utilization, 16 Experian inquiries with 11 of those in the past 6 months. AAOA about 4 months.

Too many new cards and am too lazy to update my signature
Message 14 of 17
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Valued Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!


@Royalbacon wrote:

@JJE8489 wrote:

I thought I read somewhere else on here that the donor card had to have at least been a year / 13 months old to be able to combine/transfer CLs.

I don't think that same thread made any mention on the age of the receiving card though.


Regardless, Congrats! It's a great card.


Yup, donor card needs to be 12-13 months, I got my everyday back in August 2015. But i've also heard the receiving card needs to be 60 days old but it let me transfer credit limits on their site no problem though  from my Everyday to BCE.


As noted on some threads, it's actually 13 statements (so closer to 14 months) after rather than months, just in case you run into a problem.

 

Congrats on the BCE! I'm downgrading my BCP to the BCE at the end of the year. If I pay the annual fee, my effective return on spend on this card is along the lines of 0.1%. It goes up to around 3% (since I almost exclusively use it at grocery stores, and it's just me, so $6000 spend at the grocery in a year is almost impossible even if I went pure organic!). 

 

 

Message 15 of 17
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Regular Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!

Yup. That's what it is. Great information! If you can get the timing of when the accounts are opened to when they mature enough for the credit limit transfer, then go for it, otherwise though it's definitely worth the wait.



FICO 08 Scores (as of October 2017) - Equifax: Unknown | Experian: 742 | TransUnion: 761 | GARDENING until December 2018
Message 16 of 17
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Community Leader
Super Contributor

Re: American Express Blue Cash Everyday INSTANT APPROVAL!

Much congrats on the approval! This is on my list for late 2018...Enjoy!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 17 of 17
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