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American Express Cash Magnet LARGE CLI

Jude_Bray
Frequent Contributor

American Express Cash Magnet LARGE CLI

I just PC'd my BCE with $8,000 to the Cash Magnet card on Friday. Today I went online and asked for a CLI to $20,000 and was instantly approved. BAM!

 

Scores are in the low 700s (just got the CSP and DP so two new accounts) with no baddies and currently sitting at 25% utilization across all my cards since I just did a BT.

 

Now I really can't wait to get this card in the mail this week! Smiley Happy



STATUS: Gardening until October 30, 2019
CURRENT FAVORITE CARD: American Express Rose Gold Card
Message 1 of 17
16 REPLIES 16
VoltronM
Senior Contributor

Re: American Express Cash Magnet LARGE CLI

Congrats on very nice CLI

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 17
credit_endurance
Valued Contributor

Re: American Express Cash Magnet LARGE CLI

Congratulations on a nice increase! Question, when was your last increase request with them?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 3 of 17
Jude_Bray
Frequent Contributor

Re: American Express Cash Magnet LARGE CLI

It has been a while, I want to say exactly one year and that was an auto CLI on their end and I didn't even double dip. I think it was because I stopped buying groceries so my BCE lost its appeal so I forgot about it Smiley Embarassed

 

It's crazy how you can outgrow cards you thought you would keep forever. The BCE was my first revolver with AMEX and I equated that card as the Robin to my Batman Smiley Very Happy

 

 

 


@credit_endurance wrote:

Congratulations on a nice increase! Question, when was your last increase request with them?


 



STATUS: Gardening until October 30, 2019
CURRENT FAVORITE CARD: American Express Rose Gold Card
Message 4 of 17
credit_endurance
Valued Contributor

Re: American Express Cash Magnet LARGE CLI


@Jude_Bray wrote:

It has been a while, I want to say exactly one year and that was an auto CLI on their end and I didn't even double dip. I think it was because I stopped buying groceries so my BCE lost its appeal so I forgot about it Smiley Embarassed

 

It's crazy how you can outgrow cards you thought you would keep forever. The BCE was my first revolver with AMEX and I equated that card as the Robin to my Batman Smiley Very Happy

 

 

 


@credit_endurance wrote:

Congratulations on a nice increase! Question, when was your last increase request with them?


 


I see. I’m going to close out my BCE which hit the 2 year mark couple months ago same situation as yours just lost the appeal for it with my other cards. Probably could have just PC’ed it to the magnet but what’s done is done. Anyhow congrats on the cli before activation which is quite impressive as well.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 5 of 17
WhatTickaWhat
Established Contributor

Re: American Express Cash Magnet LARGE CLI

Very nice!

 

Congrats to you!



[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 33k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 24.5k][WalmartMC 11k][SearsMC 15k][Lowes 35k][Toyota 21k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $45k][PNC $26.5k]
BT'oholic and OPM Lover! Chunk'n it hard and often!
Message 6 of 17
AverageJoesCredit
Community Leader
Mega Contributor

Re: American Express Cash Magnet LARGE CLI

Way to goSmiley Happy. I remember having my 1st Amex, the original Blue, over 20 years ago, lol, I dont care if I dont use one non af card anymore I wanna look back in 20 years and be like , dang still go my blueSmiley Wink.

This card looks sweet, can't wait eitherSmiley Wink
Message 7 of 17
sjrn
Established Contributor

Re: American Express Cash Magnet LARGE CLI

CONGRATS!

 

You can always count on Amex. They seem to treat everyone well. I'm looking forward to new keep it Blue Ocean. It's gotta be a new card, not just a recycled plastic... right!?!



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Message 8 of 17
Jude_Bray
Frequent Contributor

Re: American Express Cash Magnet LARGE CLI

Thanks! I am definitely keeping my old BCE card for sentimental value because back then AMEX was a little stricter and I didn't think I would ever be approved when I applied. I went into cardiac arrest when I saw the approval Smiley LOL

 

 


@sjrn wrote:

CONGRATS!

 

You can always count on Amex. They seem to treat everyone well. I'm looking forward to new keep it Blue Ocean. It's gotta be a new card, not just a recycled plastic... right!?!


 



STATUS: Gardening until October 30, 2019
CURRENT FAVORITE CARD: American Express Rose Gold Card
Message 9 of 17
sjrn
Established Contributor

Re: American Express Cash Magnet LARGE CLI

I know! Wow, the feeling of approval for something you never thought you'd get. I think I gave my dogs heart-attacks... at least scared the $#1+ out of them. I was a bit sad to pc to Cash Magnet, but seeing it in Apple Pay wallet... nice.



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