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American Express Everyday - CLI to $50k

VoltronM
Senior Contributor

Re: American Express Everyday - CLI to $50k

Congrats on CLI , 50k CL wow !!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 11 of 16
platinum20
Established Member

Re: American Express Everyday - CLI to $50k

Are CLI requests with Amex soft credit inquiries?

Message 12 of 16
BrutalBodyShots
Super Contributor

Re: American Express Everyday - CLI to $50k

Yes, they are SPs.

OP, with your near-3X CLI to $45k did you provide POI to Amex? It's rather uncommon for someone to jump past $35k with a large CLI without receiving an IV prompt, so I'm curious here.
Message 13 of 16
TasteLikeChicken
Established Member

Re: American Express Everyday - CLI to $50k


@BrutalBodyShots wrote:
Yes, they are SPs.

OP, with your near-3X CLI to $45k did you provide POI to Amex? It's rather uncommon for someone to jump past $35k with a large CLI without receiving an IV prompt, so I'm curious here.

As long as I met the 61/181 threshold, I never got an IV request. As far as credit history, I’m certain that others have more meat. I just keep my nose clean. 

 

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Message 14 of 16
doinit1
Valued Contributor

Re: American Express Everyday - CLI to $50k

Congratulations and very impressive.....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 15 of 16
bondsandloan
Contributor

Re: American Express Everyday - CLI to $50k

Excellent, congratulations!

My wife's SL was 28,000$, max they gave her after 5 months was 33,500$. She's at 38,500$ now.

Maybe the 15,500 SL was the key ;-)
Message 16 of 16
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