American Express Gold Card Approval!

[Anonymous]

Really happy about this surprising approval!

I applied and was accepted for the Amex Gold card earlier today.

Since I could not have done it without this forum I thought I'd share my stats for anyone else interested in the card.

19 years old

AAoA is 7.5 months

2 Accounts

Oldest account is a federal student loan: 8 months, $5,500.

Disco It student card: 7 months, never carried a balance and always under 8% utilization.

Credit Karma shows TU 729, EQ: 715.

Amex pulled Experian but I don't know what that score is. I assume slightly higher than the others because it had no inquiries.

I was pre-qualified for the card and when visiting the website in incognito mode I was able to get the 50,000 MR point offer for 2k spend in 3 months!

Big thanks to everyone else for sharing their stats.

[Anonymous]

Welcome to the forum! Congrats on your Amex Gold approval! Love my Gold card for grocery and dining! 

[Brian_Earl_Spilner]

I have no idea how you guys do the incognito thing. Once I punch in my info, amex recognizes me and forces me to log in.

[Anonymous]

Congrats, and thanks for the data points. 

[Anonymous]

Congratulations on the new AMEX!

[M_Smart007]

Congrats on The Gold and welcome to myFICO Forums.

[hernaemm90]

Congratulations!!

FYI, in case you didn't know, you can get your Experian credit report and FICO 8 score for free by going to their website and creating an account. It updates once a month

[CreditInspired]

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@Anonymous wrote:

Really happy about this surprising approval!

I applied and was accepted for the Amex Gold card earlier today.

Since I could not have done it without this forum I thought I'd share my stats for anyone else interested in the card.

19 years old

AAoA is 7.5 months

2 Accounts

Oldest account is a federal student loan: 8 months, $5,500.

Disco It student card: 7 months, never carried a balance and always under 8% utilization.

Credit Karma shows TU 729, EQ: 715.

Amex pulled Experian but I don't know what that score is. I assume slightly higher than the others because it had no inquiries.

I was pre-qualified for the card and when visiting the website in incognito mode I was able to get the 50,000 MR point offer for 2k spend in 3 months!

Big thanks to everyone else for sharing their stats.

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Bravo, Bravo. You’re off to a great start at only 19 yo. I thought one couldnt get CCs until 21. Guess I read that wrong somewhere. Anyway, congrats. 

[CreditInspired]

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@Brian_Earl_Spilner wrote:

I have no idea how you guys do the incognito thing. Once I punch in my info, amex recognizes me and forces me to log in.

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Hi @Anonymous

How to search in incognito mode 

https://www.computerhope.com/issues/ch001378.htm

[tbque]

Congrats on the new AmEx card. That’s golden!