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American Express Gold Card Approval!

mmarkoff4m
New Member

American Express Gold Card Approval!

Really happy about this surprising approval!

 

I applied and was accepted for the Amex Gold card earlier today.

 

Since I could not have done it without this forum I thought I'd share my stats for anyone else interested in the card.

 

19 years old

AAoA is 7.5 months

2 Accounts

Oldest account is a federal student loan: 8 months, $5,500.

Disco It student card: 7 months, never carried a balance and always under 8% utilization.

 

Credit Karma shows TU 729, EQ: 715.

Amex pulled Experian but I don't know what that score is. I assume slightly higher than the others because it had no inquiries.

 

I was pre-qualified for the card and when visiting the website in incognito mode I was able to get the 50,000 MR point offer for 2k spend in 3 months!

 

Big thanks to everyone else for sharing their stats.

 

 

 

Message 1 of 21
20 REPLIES 20
Steve891
Senior Contributor

Re: American Express Gold Card Approval!

Welcome to the forum! Congrats on your Amex Gold approval! Love my Gold card for grocery and dining! Smiley Very Happy




Message 2 of 21
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: American Express Gold Card Approval!

I have no idea how you guys do the incognito thing. Once I punch in my info, amex recognizes me and forces me to log in.




Message 3 of 21
18wheelz
New Contributor

Re: American Express Gold Card Approval!

Congrats, and thanks for the data points. 

Message 4 of 21
Lyriq
Established Member

Re: American Express Gold Card Approval!

Congratulations on the new AMEX!
TransUnion: 723
Equifax: 729
Experian: 719
Message 5 of 21
M_Smart007
Epic Contributor

Re: American Express Gold Card Approval!

Congrats on The Gold and welcome to myFICO Forums.

Message 6 of 21
hernaemm90
New Contributor

Re: American Express Gold Card Approval!

Congratulations!!

 

FYI, in case you didn't know, you can get your Experian credit report and FICO 8 score for free by going to their website and creating an account. It updates once a month

Message 7 of 21
CreditInspired
Super Contributor

Re: American Express Gold Card Approval!


@mmarkoff4m wrote:

Really happy about this surprising approval!

 

I applied and was accepted for the Amex Gold card earlier today.

 

Since I could not have done it without this forum I thought I'd share my stats for anyone else interested in the card.

 

19 years old

AAoA is 7.5 months

2 Accounts

Oldest account is a federal student loan: 8 months, $5,500.

Disco It student card: 7 months, never carried a balance and always under 8% utilization.

 

Credit Karma shows TU 729, EQ: 715.

Amex pulled Experian but I don't know what that score is. I assume slightly higher than the others because it had no inquiries.

 

I was pre-qualified for the card and when visiting the website in incognito mode I was able to get the 50,000 MR point offer for 2k spend in 3 months!

 

Big thanks to everyone else for sharing their stats.

 

 

 


Bravo, Bravo. You’re off to a great start at only 19 yo. I thought one couldnt get CCs until 21. Guess I read that wrong somewhere. Anyway, congrats. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 8 of 21
CreditInspired
Super Contributor

Re: American Express Gold Card Approval!


@Brian_Earl_Spilner wrote:

I have no idea how you guys do the incognito thing. Once I punch in my info, amex recognizes me and forces me to log in.


Hi @Brian

How to search in incognito mode 

https://www.computerhope.com/issues/ch001378.htm


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 9 of 21
tbque
Valued Contributor

Re: American Express Gold Card Approval!

Congrats on the new AmEx card. That’s golden!





Message 10 of 21
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