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Congrats!
Congrats!!!
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Congrats on your Amex Gold Card approval.
However, I can't help but think that you could have gotten the card earlier. Financial institutions use geo-location to verify your address so if you use VPN and the lender's verification procedure indicates that the application is not coming from the same location as your IP address and your physical address, in most cases you will be denied. Currently its very easy to get the 50K Membership Rewards points (Gold). or 75K MR (Platinum) simply by opening Amex's website in Incognito or Private mode so there's really no need to use VPN or other such methods.
Congratulations on your approval!
Congrats on your Amex approval!
Congratulations !!
It is a very pretty card. Did you get Rose or Standard Gold ?
@Anonymous wrote:
However, I can't help but think that you could have gotten the card earlier. Financial institutions use geo-location to verify your address so if you use VPN and the lender's verification procedure indicates that the application is not coming from the same location as your IP address and your physical address, in most cases you will be denied. Currently its very easy to get the 50K Membership Rewards points (Gold). or 75K MR (Platinum) simply by opening Amex's website in Incognito or Private mode so there's really no need to use VPN or other such methods.
First, congrats on the approval!!!
Question-- can anyone confirm or deny the above (that credit card issuers will routinely deny based solely on IP to geo location mismatch)?
I travel a lot and I almost never end up applying when I am at home. I don't think I have had any issues.
It would seem to me a bit excessive for a bank to deny someone only because they see their physical address in let's say New York state but their browset IP is originating from California at the time of the application.
Anyone has had such an experience?
Thanks in advance!
What were the prior reasons for your denial? Based on your scores and other limits, I would think this would have been a breeze. Do you have a prior BK or any other Baddies?