Wow, It's been a while since i've posted here! I needed to go into hiding as reading all the success here day in and day out only helped to fuel my app trigger finger After focusing on my acounts, utilization, and strategizing on my card NEEDS vs WANTS; I stepped out of the garden yesterday and pulled the trigger on the Citi Best Buy Visa! In-Store approval for $4K! The sales rep was prompted to "call in", I for sure thought I was doomed, but much to my surprise it was only verification and card selection!
This morning, I login to make my weekly payment on my Delta Gold, and to do my monthly check-in on pre-approvals...FINALLY...."you are pre-approved"! Please understand, I've been rebuilding my credit for nearly 16 months! When I started this journey, my goal was to land an AMEX Gold. I've had a lot of early success, but this one was a big deal for me. Like many others, this card was built for my spend patterns. I went ahead and pulled the trigger and confirmed the approval!
Here are some DPs:
- Best Buy pulled EQ: 640 / Amex EXP: 660 (as of 6.1.19 update)
- Inq: EQ: 20 EXP: 15 TU: 17
- Income: 135k
- AAoA: 2.5
- Overall UTIL: 19%
- Baddies: 2
- AMEX 50k SUB / $25K POT
This rebuild is offically a success!
Congrats on your Amex Gold and Citi Best Buy Visa approvals! Pretty sweet to get a goal card. Start racking those MR points!
Congrats! Impressive SL on that BB Visa!
Congrats on your approvals and rebuild progress! You're doing an amazing job, keep it up 😊
You... REALLY, REALLY...
From 1 Rebuilder to another Rebuilder, CONGRATS @n_la on your AmEx Gold and Citi Best Buy approvals and Thanks for the DPs!!!
Congratulations on your approvals!